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First National Bank (FNB) Germantown provides a full range of consumer banking, commercial banking and wealth management services, plus industry-leading online and mobile banking solutions. Apply for an account online or visit our Germantown location today.
Explore offerings from First National Bank on 19790 Crystal Rock Dr. in Germantown, with popular personal banking, business banking, loans & mortgages, and investing & private banking available at this location.
Branch Services
1 item
Personal Banking
Checking Accounts
Visit our branch to open a new checking account with one of our helpful tellers today. No appointment required!
If you are having trouble at other FNB locations give this one a try, Angie the assistant manager and her team seemed to have turned this one around.
SV
Shahan Vohra
Jul 17, 2023
5.0
Big Shout out to Anjani Pachai- Jaigobin (Angie), She is great banker, Great customer oriented approach, If google have option of 10000 star rating she deserves it, She is helping me in HELOC and lots of other financial wellness she have made me aware. Effective and immediate in response and very great in explaining financial terms, in easy and understandable to person with zero finches background.
NW
Nathaniel Wong
Jan 20, 2021
5.0
I dealt with this bank and branch a few times. A gentleman named Pablo was very helpful and fixed an issue I had quickly and followed back to call me to confirm everything was okay. I appreciate his help.
LC
Lindsey Colferai
Dec 30, 2020
1.0
terrible customer service. tried closing my grandmother’s estate and with the lack of internal communication, the request was not received, which caused 7 overdraft charges. insane.
Less than 24 hours after my grandmother died, I had to come back in and pay $37. so happy we moved to PNC.
JR
Janet Robinson
May 4, 2020
1.0
Worst customer service experience and on going wish I could give less than one star! Through this pandemic ... they have not help ! Was trying to help my mother do an IRA ROLLER OVER REQUEST SPOKE TO MANY REPRESENTATIVES.. THROUGH CALL CENTER ORGINALLY WAS ON HOLD FOR 2 HRS AND CHANGE FOR SOMEONE TO TELL ME THE BRANCH WILL CALL ME THE NEXT DAY !. NO ONE CALLED ME I DECIDED TO PUT A REQUEST THROUGH THE OTHER FINANCIAL INSTITUTION AND THEN CALLED THE BRANCH TO PROCESS THE TRANSACTION AND THEY STATED THEY CANT HELP BECAUSE I PUT THE REQUEST THROUGH THE NEW FINANCIAL INSTITUTION.. THE NEW INSTITUTION SENT MANY REQUESTS ON MY BEHALF AND SINCE THE PROCESS HAD NOT BEEN DONE I DECIDED TO CALL THE BRANCH AND EANTED THERE HELP WOTH THE NATTER . THEY STATED MANY TIME THEY CAN NO LONGER HELP ME .. MY IRA CD MATURED AND SINCEI WANT TO STAY HOME AND SAFE .. I end up having to go to the germantown drive though were they stated I had to pay penalties of 250 or more.. and stated the person that answered the phone no longer works there .. I decided to call the branch and the person that picked up was the representative who had assisted us the entire time ... lying Representative then they stated I had to speak to the branch manager and I called gaithersburg and they hung up on me. Then I called again and they placed me on hold for 15 min and no response
Frequently Asked Questions About First National Bank
What services does First National Bank in Germantown offer?
First National Bank provides commercial banking, consumer banking, wealth management services, and industry-leading online and mobile banking solutions.
What are the regular business hours for First National Bank at 19790 Crystal Rock Dr.?
The bank is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. It is closed on Sundays.
Does First National Bank offer drive-through banking services and when are they available?
Yes, the drive-through is open Monday to Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. It is closed on Sundays and certain holidays.
Is the Germantown First National Bank open on major holidays?
The bank is closed on specified holidays including November 11, 2025, November 27, 2025, December 25, 2025, January 1, 2026, and January 19, 2026.
Where is First National Bank Germantown branch located?
The bank is located at 19790 Crystal Rock Dr., Germantown, MD 20874, USA.
What is the contact phone number for the Germantown FNB branch?
You can reach First National Bank Germantown at +1 301-528-9900.
Can I find other financial services near First National Bank in Germantown?
Yes, nearby financial services include SkyPoint Federal Credit Union and Western Union, convenient for additional banking or money transfer needs.
Are there convenient places to eat near First National Bank Germantown?
Yes, you can find Pizza Hut close to the bank, which is ideal for grabbing a meal before or after your banking visit.
What other essential services are located near First National Bank Germantown?
Nearby essential services include Locks & Locksmiths 24/7 for security needs, and 7-Eleven and Circle K convenience stores for quick shopping and fueling.
Does the Germantown area near First National Bank have health and medical facilities?
Yes, several health providers are nearby, including Doctors First Urgent Care, Montgomery Family Chiropractic, Smile Dental Care, and Germantown OBGYN Doctor for diverse medical needs.
Brand Certified Facts from First National Bank
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Certified October 11, 2026Yext Knowledge Graph
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