Midland States Bank

You can take advantage of our high-yield savings accounts in Vandalia or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Vandalia. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in Vandalia, check out our CD Specials on our website or by calling us at 1-855-696-4352.

Midland States Bank in Vandalia is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. The branch is closed on Sundays.

Yes, the Vandalia branch has drive-through banking available Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays from 8:30 AM to 12:00 PM.

No, the Vandalia branch is closed on several holidays including Veterans Day, Thanksgiving, Christmas, New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, and Independence Day.

Yes. If you stop in the middle of opening your account online, you will receive an email with instructions to log back in and finish your application at your convenience.

The bank offers personal checking and savings accounts, high-yield savings options, kids' savings accounts called YouthSaver, joint accounts, and various business banking accounts.

Yes, the bank provides home mortgages, home equity loans, and home equity lines of credit, with local mortgage lenders to assist you throughout the process.

Nearby you can find places like Raya Daylight Donuts for coffee and donuts, Los Amigos Mexican Restaurant for a meal, and Sweet Peas Consignment Boutique for shopping, making for pleasant stops before or after your banking visit.

Yes, HSHS Medical Group Health Center and ApexNetwork Physical Therapy are nearby, providing convenient healthcare options if you need medical services while visiting the bank.

Nearby services include O'Reilly Auto Parts for vehicle parts and accessories, Expert Service Auto Repair for automotive repairs, and South Central FS Tire Shop for tire sales and repairs.

Yes, Midland States Bank offers a full range of business banking services including business checking and savings accounts, business lending, merchant services, cash management, and SBA loans.