Midland States Bank

You can take advantage of our high-yield savings accounts in Smithton or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Smithton. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in Smithton, check out our CD Specials on our website or by calling us at 1-855-696-4352.

Midland States Bank in Smithton is open Monday to Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 12:00 PM. The bank is closed on Sundays.

Yes, Midland States Bank offers drive-through service Monday through Saturday. Hours are 8:30 AM to 5:00 PM Monday to Thursday, 8:30 AM to 5:30 PM on Friday, and 8:30 AM to 12:00 PM on Saturday. The drive-through is closed on Sundays.

Midland States Bank is closed on certain major holidays including Veterans Day, Thanksgiving Day and the following day, Christmas Day, New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, and the first four days of July 2026.

Yes, Midland States Bank offers high-yield savings accounts, including high-yield money markets, high rate CDs, and FlexSaver Savings accounts with low minimum balances. They are FDIC insured and available at the Smithton location.

Yes, Midland States Bank provides a range of business banking services including business checking and savings accounts, business debit and credit cards, business lending, commercial lending, merchant services, and cash management solutions.

After your visit to Midland States Bank, you can enjoy a meal at Chinese Dragon, a nearby Chinese and Asian restaurant located close to the bank.

The United States Postal Service and the Post Office-Smithton are nearby, just a short distance from Midland States Bank, making it convenient to handle mail or shipping tasks during your visit to the area.

Yes, Smithton Park is close to Midland States Bank and offers a park and baseball field suitable for outdoor activities. Also nearby is Adventure SimX, an amusement park featuring laser tag and other attractions.

Yes, there are several options nearby including Fricke's Advanced Strength Training gym, Theratouch Massage Therapy spa, and Clasquin Chiropractic Health Center for chiropractic and holistic wellness services.

Midland States Bank does not require appointments and welcomes walk-in customers during regular business hours, offering convenient access to banking services.