Midland States Bank

You can take advantage of our high-yield savings accounts in Rockford or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Rockford. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in Rockford, check out our CD Specials on our website or by calling us at 1-855-696-4352.

Midland States Bank in Rockford is open Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. The bank is closed on Sundays.

Yes, the bank offers drive-through banking Monday to Thursday from 8:00 AM to 5:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. It is closed on Sundays.

No, Midland States Bank is closed on several major holidays, including Veterans Day (Nov 11), Thanksgiving Day (Nov 27), the day after Thanksgiving (Nov 28), Christmas Day (Dec 25), New Year's Day (Jan 1), Martin Luther King Jr. Day (Jan 19), Presidents' Day (Feb 16), Memorial Day (May 25), Juneteenth (June 19), and Independence Day (July 3 and 4) in 2025 and 2026.

Yes, you can stop in the middle of opening your account online and return later. An email with instructions will be sent to you to resume your application at your convenience.

All owners must be at least 18 years old and have a government-issued form of identification to open an account online with Midland States Bank.

Midland States Bank offers high-yield savings accounts including high-yield money markets, high-rate CDs, and a traditional savings account called FlexSaver Savings, which requires only a $0.01 minimum daily balance to earn interest.

Yes, the YouthSaver account is designed for individuals under 18 and must be co-owned with a parent or guardian. It is ideal for teenagers aged 14-17 and converts to an individual account when the child turns 18.

Nearby notable places include Betsy's, a restaurant and arcade for dining and entertainment, Cherryvale Dental Center for dental care, and The Cherry Bowl, a bowling alley and bar for leisure activities.

Yes, customers can use the Midland States Bank Deposit ATM and a BMO Harris Bank ATM located near the branch for convenient cash withdrawals and deposits.

Automotive services nearby include F & F Tire World, Goodyear Tires, and GreatWater 360 Auto Care offering tire sales, repairs, and oil changes.