Time Bank

Time Bank is a top-rated bank for HELOCs. Get the most out of your home with a First or second mortgage Home Equity Line of Credit.

Convenient digital access and superior customer support. Whether your goal is lower fees, higher interest earnings, or just a return to a sound, trustworthy bank, Time Bank has you covered. We know how important convenience is. With Time Bank, you can open and access your accounts anywhere, anytime – and with us you also get dependable, excellent customer service.

A Checking Account with Interest A checking account with Interest! The NOW checking account lets you earn interest while doing your normal banking. A $2,500 minimum daily balance or a $5,000 average daily balance is required to avoid monthly maintenance charges.

Personal 55 NOW is a checking account for people 55 or better. Checks come free with this account. This account earns an APY1 on your collected balance based on the following:

A money market account from Time Bank earns a high return as long as a minimum daily balance of $5,000 is maintained. Our money market accounts offer attractive features such as interest on your deposits, along with easy access to your money and the ability to write checks. Money market accounts combine the best features of our checking and savings accounts. You’ll get the tools and features you need to manage your money. Open your account today with a minimum of $5,000.

Convenience & Competitive Rates Whether your goal is lower fees, higher earnings with competitive interest rates, or just return to a sound trustworthy bank, Time Bank has you covered. Our savings account earns an exceptional return. Start your account with as little as $250. Your account will earn interest at the current rate on collected funds. Interest is compounded quarterly. A minimum average daily balance of $250 is required on this account.

A Solid And Secure Investment Being cautious with your money makes financial sense, and it’s a great way to alleviate any risk with your hard-earned dollars. At Time Bank, we are happy to offer a guaranteed investment strategy free of market concerns. You can enjoy the security and earnings of a certificate of deposit. Simply choose your term and start earning a fixed rate. We offer a variety of CD’s, ranging from short-term (91 days) and long-term (four years) CDs.

Consumer Credit Cards Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

The Time Bank Debit Card Makes It Easy to Manage Your Spending Use your debit card to make purchases and payments. The transaction amount will be debited from your linked checking account. Use your debit card via Apple Pay, Android Pay, or Samsung Pay. Control your spending or even turn your debit card off in the event of a misplaced card using the mobile banking app.

Protect your most important valuables We all have things that we want to keep safe. While we all hope that our homes are an ideal place for that, sometimes it’s a good idea to keep important items in another location. That’s where safe deposit boxes come in handy.

As a business executive, you want to hold the line on expenses and maximize efficiency. With Time Bank, you can do just that. Time Bank has personalized business banking options to meet all of your business needs. Whether you’re just starting your business, are in the middle of a growth period, or are in need of other financial services to run your business, we are the bank you can rely on.

A money market account from Time Bank earns a high return as long as a minimum daily balance of $5,000 is maintained. Our money market accounts offer attractive features such as interest on your deposits, along with easy access to your money and the ability to write checks. Money market accounts combine the best features of our checking and savings accounts. You’ll get the tools and features you need to manage your money. Open your account today with a minimum of $5,000.

Convenience & Competitive Rates Whether you’re saving for future expansion or unexpected expenses, Time Bank has you covered. Our savings account earns an exceptional return. Start your account with as little as $250. Your account will earn interest at the current rate on collected funds. Interest is compounded quarterly. A minimum average daily balance of $250 is required on this account.

A Solid And Secure Investment Being cautious with your money makes financial sense, and it’s a great way to alleviate any risk with your hard-earned dollars. At Time Bank, we are happy to offer a guaranteed investment strategy free of market concerns. You can enjoy the security and earnings of a certificate of deposit. Simply choose your term and start earning a fixed rate. We offer a variety of CD’s, ranging from short-term (91 days) and long-term (four years) CDs.

Business Credit Cards Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

The Time Bank Business Debit Card Makes It Easy to Manage Your Business Spending Use your business debit card to make business purchases and payments. The transaction amount will be debited from your primary linked business checking account. Use your business debit card via Apple Pay, Android Pay, or Samsung Pay. Control your spending or even turn your debit card off in the event of a misplaced card using your mobile app.

Add More Payment Options and Business Solutions with Clover® Owning a business can be demanding – from tracking inventory and supervising employees, to taking orders and everything in between. That’s why we’ve teamed up with Fiserv to bring you Clover, an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions, customized just for you.

Maximize the earning potential for your personal accounts Maximize your short-term liquidity with minimal risk through a repurchase agreement account. Take advantage of excess funds and put them to good use. Utilize our sweep services to automatically transfer excess funds into other accounts for investment, maximize earnings, and provide worry-free account management. Sweep accounts are not FDIC insured.

Protect your most important valuables We all have things that we want to keep safe. While we all hope that our homes are an ideal place for that, sometimes it’s a good idea to keep important items in another location. That’s where safe deposit boxes come in handy. A variety of safe deposit sizes are available.

You’ll find that our state-of-the-art commercial online banking services are effective and easy to use…and these services are never provided outside the context of a personalized banking relationship with bankers who are equipped to understand your business needs and preferences. ACH Manager (Submit Payroll, Collections, and other ACH Payment types.)* Initiate same-day credits and debits Conveniently process transfers 24/7 Schedule transfers for the future Create Recurring Payments Dual Control Faster Availability of Funds Reduces the risk of fraud Increase security by utilizing a security token