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Midland States Bank proudly serves Machesney Park, IL with a personalized approach to banking. From personal checking and savings accounts to mortgages and business banking solutions, we deliver innovative financial services to the greater Machesney Park area. Let's make your future brighter together.
Frequently Asked Questions About Midland States Bank
Can I stop in the middle of opening my account and return later?
Yes. For your convenience, an email will be sent to your account when you sign out during your application. Simply follow the instructions in that email to log back in at your convenience.
Is there an age requirement for opening an account online?
To open an account using our online system, all owners must be 18 years of age and have a government issued form of identification.
Does Midland States Bank offer high-yield savings options?
You can take advantage of our high-yield savings accounts in Machesney Park or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest.
Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank.
If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.
Does Midland States Bank offer kids’ bank accounts in Machesney Park?
Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.
Does Midland States Bank offer joint banking accounts?
Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Machesney Park. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.
How can I find your CD rates?
For our CDs with highest rates in Machesney Park, check out our CD Specials on our website or by calling us at 1-855-696-4352.
What are the regular lobby hours for Midland States Bank in Machesney Park?
The Midland States Bank lobby in Machesney Park is open Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.
Does Midland States Bank offer drive-through service, and what are its hours?
Yes, Midland States Bank in Machesney Park offers a drive-through service. The drive-through is open Monday to Thursday from 8:00 AM to 5:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. It is closed on Sundays.
Is Midland States Bank open on holidays?
Midland States Bank is closed on several holidays including Veteran's Day (Nov 11), Thanksgiving Day (Nov 27), the day after Thanksgiving (Nov 28), Christmas Day (Dec 25), New Year's Day (Jan 1), Martin Luther King Jr. Day (Jan 19), Presidents' Day (Feb 16), Memorial Day (May 25), Juneteenth (June 19), and Independence Day (July 3 and 4).
Can I pause my account opening process and resume later online?
Yes, you can stop in the middle of opening your account online and return later. An email will be sent to you with instructions to log back in and continue your application.
What types of savings accounts does Midland States Bank offer in Machesney Park?
Midland States Bank offers high-yield savings accounts including high-yield money markets, high rate CDs, and FlexSaver Savings which requires only a $0.01 minimum daily balance to earn interest. All savings accounts are FDIC insured up to $250,000 per depositor.
Does Midland States Bank provide business banking services in Machesney Park?
Yes, Midland States Bank offers a variety of business banking services including business checking and savings accounts, business lending, merchant services, cash management, and SBA loans for small businesses.
Where can I find an ATM near Midland States Bank in Machesney Park?
There is a Midland States Bank Deposit ATM near the branch, as well as an Unbank Bitcoin ATM nearby for cryptocurrency transactions.
What dining options are available near Midland States Bank in Machesney Park?
Nearby dining options include Legends Sports Bar and Grill, Little Caesars Pizza, Robin's Nest Cafe, Kodai Japanese Express food truck, Gill's Diner, and 2nd Street Slots bar, providing a variety of American, Italian, Japanese, and casual dining experiences.
Are there services like pharmacies and salons close to the Midland States Bank branch?
Yes, nearby services include North Park Prescription Pharmacy, north park pharmacy, Beautiful Ambitions Salon and Barber, Hollywood Nails, Torch Barbershop, and Torch Multicultural Barber Shop for your health and beauty needs.
How can nearby businesses and recreational facilities help customers visiting Midland States Bank?
Customers can easily combine visits to Midland States Bank with nearby businesses like Family Dollar for shopping, Studio 11 Dance Company for arts, Wight Tumble Academy for gymnastics, and Game Corner for entertainment, making the location convenient for varied errands and activities.
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