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Midland States Bank proudly serves Joliet, IL with a personalized approach to banking. From personal checking and savings accounts to mortgages and business banking solutions, we deliver innovative financial services to the greater Joliet area. Let's make your future brighter together.
Frequently Asked Questions About Midland States Bank
Can I stop in the middle of opening my account and return later?
Yes. For your convenience, an email will be sent to your account when you sign out during your application. Simply follow the instructions in that email to log back in at your convenience.
Is there an age requirement for opening an account online?
To open an account using our online system, all owners must be 18 years of age and have a government issued form of identification.
Does Midland States Bank offer high-yield savings options?
You can take advantage of our high-yield savings accounts in Joliet or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest.
Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank.
If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.
Does Midland States Bank offer kids’ bank accounts in Joliet?
Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.
Does Midland States Bank offer joint banking accounts?
Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Joliet. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.
How can I find your CD rates?
For our CDs with highest rates in Joliet, check out our CD Specials on our website or by calling us at 1-855-696-4352.
What are the regular business hours for Midland States Bank in Joliet?
Midland States Bank in Joliet is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. The branch is closed on Sundays.
Does Midland States Bank offer drive-through banking services and what are the hours?
Yes, the bank offers drive-through services Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. Drive-through is closed on Sundays and certain holidays.
Is Midland States Bank open on public holidays?
Midland States Bank is closed on major holidays including November 11, November 27-28, December 25, January 1, and several other dates throughout the year as specified in their holiday schedule.
Can I open a joint bank account at Midland States Bank in Joliet?
Yes, Midland States Bank offers joint checking and savings accounts in Joliet, allowing both owners to manage the account conveniently.
Does Midland States Bank provide high-yield savings account options?
Yes, the bank offers high-yield savings accounts including high-yield money markets, high-rate CDs, and traditional savings accounts such as the FlexSaver Savings, which requires only a $0.01 minimum daily balance to earn interest.
Are there banking options specifically designed for children at Midland States Bank in Joliet?
Yes, the YouthSaver account is designed for individuals under 18 and must be co-owned by a parent or guardian. It is ideal for teenagers aged 14-17 and transfers to the child’s name when they turn 18.
What types of loans and financial services does Midland States Bank in Joliet offer?
The bank offers a variety of loans including personal, home equity, mortgages, vehicle loans, business lending, SBA loans, and commercial lending. They also provide wealth management, merchant services, and cash management solutions.
Which nearby places can I visit for coffee or dining around Midland States Bank in Joliet?
Nearby you can visit Starbucks or Dunkin' Donuts for coffee, and several restaurants such as Lou Malnati's Pizzeria, Mi Rancho Mexican Food, Panda Express, Culver's, Amba Mediterranean Grill, and Frankie’s on 59 for dining options.
Are there any nearby financial services related to Midland States Bank I can access?
Yes, Midland Wealth Management offering investing and financial advising services is located near the Midland States Bank branch in Joliet.
How can nearby businesses enhance my visit to Midland States Bank Joliet?
After your visit to Midland States Bank, you can explore nearby amenities such as ELUXE Beauty or Stiles Salon for beauty services, and shop at GameStop for video games and electronics, or pick up supplies at AutoZone if needed.
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