Midland States Bank

You can take advantage of our high-yield savings accounts in Herscher or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Herscher. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in Herscher, check out our CD Specials on our website or by calling us at 1-855-696-4352.

Midland States Bank in Herscher is open from 9:00 AM to 5:00 PM Monday through Friday, and from 9:00 AM to 12:00 PM on Saturdays. The bank is closed on Wednesdays and Sundays.

The drive-through is open from 8:30 AM to 5:00 PM Monday, Tuesday, and Thursday; 8:30 AM to 5:30 PM on Friday; and 8:30 AM to 12:00 PM on Saturday. It is closed on Wednesdays and Sundays.

Yes, the Herscher branch is closed on several holidays, including November 11, 27, 28 and December 25 in 2025, as well as January 1, 19, February 16, May 25, June 19, July 3 and 4 in 2026.

Yes, you can stop your application and return later. An email will be sent with instructions to log back in and continue where you left off.

Midland States Bank offers high-yield savings accounts, including money markets, high-rate CDs, and the FlexSaver Savings account which requires only a $0.01 minimum daily balance to earn interest. All accounts are FDIC insured up to $250,000.

Yes, the YouthSaver account for individuals under 18 can be opened in Herscher. It must be co-owned by a parent or guardian and is ideal for teenagers aged 14-17. The account transfers to the child once they turn 18.

Centrue Bank is a nearby banking option in Herscher, providing alternative or supplementary financial services to Midland States Bank.

You can use the Midland States Bank ATM nearby or the LibertyX Bitcoin ATM for convenient withdrawal and digital currency services.

Nearby you can visit Casey's General Store for food or fuel, Dollar General for shopping, or the Herscher Minit Mart for convenience needs. These make it easy to combine errands with your banking visit.

Yes, Midland offers comprehensive business banking solutions including checking and savings accounts, business loans, merchant services, cash management, and SBA loans tailored for small businesses.