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Midland States Bank proudly serves Columbia, IL with a personalized approach to banking. From personal checking and savings accounts to mortgages and business banking solutions, we deliver innovative financial services to the greater Columbia area. Let's make your future brighter together.
Frequently Asked Questions About Midland States Bank
Can I stop in the middle of opening my account and return later?
Yes. For your convenience, an email will be sent to your account when you sign out during your application. Simply follow the instructions in that email to log back in at your convenience.
Is there an age requirement for opening an account online?
To open an account using our online system, all owners must be 18 years of age and have a government issued form of identification.
Does Midland States Bank offer high-yield savings options?
You can take advantage of our high-yield savings accounts in Columbia or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest.
Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank.
If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.
Does Midland States Bank offer kids’ bank accounts in Columbia?
Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.
Does Midland States Bank offer joint banking accounts?
Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Columbia. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.
How can I find your CD rates?
For our CDs with highest rates in Columbia, check out our CD Specials on our website or by calling us at 1-855-696-4352.
What are the regular business hours for Midland States Bank in Columbia, IL?
Midland States Bank is open Monday to Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 12:00 PM. The bank is closed on Sundays.
Does Midland States Bank have a drive-through service and what are its hours?
Yes, Midland States Bank has a drive-through service open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Is Midland States Bank open on major holidays?
Midland States Bank is closed on several major holidays including Veterans Day (November 11), Thanksgiving and the day after (November 27 and 28), Christmas Day (December 25), New Year's Day (January 1), Martin Luther King Jr. Day (January 19), Presidents Day (February 16), Memorial Day (May 25), Juneteenth (June 19), and Independence Day (July 3 and 4).
What types of personal banking services does Midland States Bank offer?
They provide personal checking and savings accounts, personal debit and credit cards, online and mobile banking, home equity loans and lines of credit, mortgages, vehicle loans, personal investing, retirement planning, and wealth management services.
Does Midland States Bank offer any business banking solutions?
Yes, Midland States Bank offers business checking and savings accounts, business debit and credit cards, public funds management, business lending, agricultural and agribusiness lending, commercial lending, commercial equipment financing, receivable and payable solutions, money management, and merchant services.
Can you tell me about Midland States Bank's SBA loan services?
Midland is an SBA Preferred Lender offering loans from $25,000 to $5 million in multiple states including Illinois. They provide SBA loans to a wide range of businesses including women-owned, minority-owned, veteran-owned businesses and sectors like healthcare, manufacturing, service companies, and more.
Where is Midland States Bank located in Columbia, IL?
Midland States Bank is located at 200 Quarry Road, Columbia, IL 62236, USA.
Are there any Midland States Bank ATMs near the Columbia branch?
Yes, there is a Midland States Bank ATM nearby, providing convenient access to banking services outside branch hours.
What nearby medical facilities are close to Midland States Bank that might be helpful for customers?
Nearby medical facilities include Orthopedic Associates, Quest Diagnostics, Family Practice Associates - Columbia, Synergy Dental Solutions, Progressive Family Care - Columbia, and BJC Medical Group Convenient Care at Columbia. Customers visiting these health centers might find it convenient to also access banking services at Midland States Bank.
What local businesses are near Midland States Bank that customers might visit?
Nearby businesses include Stuckmeyer Farms Inc., Charlie's Columbia CARSTAR (auto detailing), Braun Family Funeral Home, Luttrell Staffing Columbia, and Triada Advisors (financial advising). Customers might find it beneficial to manage finances at Midland States Bank when conducting business with these local establishments.
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