Midland States Bank

You can take advantage of our high-yield savings accounts in Beecher or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Beecher. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in Beecher, check out our CD Specials on our website or by calling us at 1-855-696-4352.

The bank is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.

Yes, the drive-through is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.

Yes, the bank is closed on several holidays including Veterans Day (November 11), Thanksgiving (November 27 and 28), Christmas Day (December 25), New Year's Day (January 1), Martin Luther King Jr. Day (January 19), Presidents' Day (February 16), Memorial Day (May 25), Juneteenth (June 19), and Independence Day (July 3 and 4).

Yes. If you sign out during your application, you will receive an email with instructions to log back in and complete your application at your convenience.

Yes, Midland offers the YouthSaver savings account for individuals under 18, which must be co-owned by a parent or guardian. It helps kids start saving, and transfers to the child once they turn 18.

The bank provides business checking and savings accounts, debit and credit cards, business lending options, merchant services, cash management, and commercial lending solutions tailored to various business needs.

As a Preferred SBA Lender, Midland can offer faster loan approvals and local service, helping small businesses obtain financing more quickly compared to non-preferred lenders.

Yes, nearby banks include First National Bank, First Community Bank and Trust, and a Midland States Bank ATM is also close by for convenient access.

Customers can enjoy nearby restaurants such as Habanero Mexican Grill for Mexican cuisine, King's Wok for Chinese food, Tony's Pizza for Italian, McDonald's for fast food, and Dunkin' for coffee and donuts.

Nearby services include Live Med for medical and pharmacy needs, Franciscan Health Outpatient Therapy for physical therapy, fitness at Fitness Premier gym, and Flowers & Stones as well as Beecher Florist for gifts and flowers.