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Exterior photo of First Citizens Bank Charles City Iowa branch
Brand Certified

First Citizens Bank

3.4
(10 reviews)

Business Details

300 N Main St, Charles City, IA
50616, United States
(800) 423-1602
https://myfcb.bank/

About

BankBusiness Banking ServiceATMOnline Banking
We are a locally-owned financial institution with enough size to compete technologically while still being able to provide exceptional personal service. We want to inspire financial well-being for everyone. If you're already a customer, thank you. If you are considering First Citizens, we look forward to providing you with forward-thinking products, checking and savings accounts, and loans that will fit your lifestyle.

Details

  • Requires appointmentNot available
  • Drive-throughAvailable
  • Onsite servicesAvailable
  • Wheelchair accessible restroomAvailable

Location

First Citizens Bank
300 N Main St, Charles City, IA
50616, United States

Hours

Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
7/3/20269:00 AM - 5:00 PM
9/7/20269:00 AM - 4:00 PM
10/12/20269:00 AM - 4:00 PM
11/11/20269:00 AM - 4:00 PM
11/26/20269:00 AM - 4:00 PM
12/24/20269:00 AM - 4:00 PM
12/25/20269:00 AM - 5:00 PM
12/31/20269:00 AM - 4:00 PM
1/1/20279:00 AM - 5:00 PM

Products & Services

1 list · 11 items

Explore offerings from First Citizens Bank on 300 N Main St in Charles City, with popular banking services and business banking services available at this location.

Products and Services

11 items

Banking Services

Checking Accounts
Savings Accounts
Investments
Home Loans
Personal Loans
Credit Cards
Business Banking
Home Equity Line of Credit (HELOC)

Business Banking Services

Commercial Lending
Payment Processing
Commercial Banking

Reviews

3.4
10 reviews
5 stars
6
4 stars
0
3 stars
0
2 stars
0
1 star
4
  • MB
    Monica Brown
    Jun 15, 2026
    5.0
    Lovely
  • JP
    J Pennington
    Feb 3, 2026
    5.0
    I have been banking here for over 45 years. Always excellent service and wonderful staff. Would not consider going anywhere else!
  • KL
    Kyle Logmao
    Jan 30, 2026
    1.0
    Avoid this bank at all costs. Most banks charge a single $35 overdraft fee—but this one will drain your account. My overdraft fee was way more than the actual amount that caused it, totaling over $200. Even after being hit six times, they refused to waive a single charge. Their statements aren’t updated in real time, so you can’t track what’s going in or out—making it almost impossible to avoid overdraft. They rush you through account opening, barely explain the fees, and it feels like a deliberate trap. Completely inhumane. I’m closing my account immediately—and you should do the same.

Frequently Asked Questions About First Citizens Bank

What are the regular drive-thru hours at First Citizens Bank Charles City Branch?

The drive-thru is open Monday to Friday from 8:00 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM, closed on Sundays.

When is the First Citizens Bank Charles City Branch open for in-person banking?

Branch hours are Monday to Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 5:00 PM, and closed on Saturdays and Sundays.

Brand Certified Facts from First Citizens Bank

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Certified June 21, 2026Yext Knowledge Graph
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