Certified by HawaiiUSA Federal Credit Union • Jul 26, 2026
Credit UnionBusiness Banking ServiceBankSavings and Loan AssociationFinancial ConsultantHawaiiUSA
HawaiiUSA Federal Credit Union is Hawaii’s largest credit union. Serving individuals and businesses through 13 branch locations statewide and convenient online services, HawaiiUSA is dedicated to the financial wellness of families, businesses, and local communities.
Its members benefit from valuable banking services such as rewards checking accounts, credit cards with perks, mortgages, and certificates to help them make the most of their savings.
Originally opened in 1936 as a credit union for educators, for nearly 90 years HawaiiUSA has inspired a culture of giving that is rooted in education and has since expanded to other areas of community need that impact financial health.
Details
Drive-throughNot available
Wheelchair accessible entranceAvailable
Location
Certified by HawaiiUSA Federal Credit Union • Jul 26, 2026
Certified by HawaiiUSA Federal Credit Union • Jul 26, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 1:00 PM
SundayClosed
9/7/20269:00 AM - 5:00 PM
10/12/20269:00 AM - 5:00 PM
11/11/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
3.6
13 reviews
5 stars
6
4 stars
2
3 stars
2
2 stars0
1 star
3
PP
Preston
Jun 28, 2026
1.0
Instant deny for a loan wow. I will seek help elsewhere. They were good about giving personal loans before Covid 19 happened but now they straight deny you no matter what your reason is. My credit is great. Instant deny.
KC
Kesslyn Carlos
Jun 28, 2026
1.0
1st time applying for a personal loan. I have a credit card for awhile and building wonderful credit. I get denied for a personal loan because the lady kiani said: Thank you for your interest with HawaiiUSA FCU for a Personal Loan. Currently we are unable to extend credit due to the following reason(s):
• Limited credit experience.
• We do not offer the type of credit requested.
Adverse notice will be sent to the mailing address on file.
Mahalo,
Kiani
Someone in your branch said that I would qualify for a personal loan. Now you dont offer personal loans for the type of credit I requested! If I could give 0 stars I would. You just lost me as a member. I hope everyone sees this bs.
Frequently Asked Questions About HawaiiUSA Federal Credit Union
What is HawaiiUSA Federal Credit Union's Routing Number?
321379410
What are the standard operating hours for the HawaiiUSA Federal Credit Union Kaneohe Branch?
The Kaneohe Branch is open Monday to Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. It is closed on Sundays.
Where is the HawaiiUSA Federal Credit Union Kaneohe Branch located?
It is located at 46-056 Kamehameha Highway, #233, Windward Mall, Kaneohe, HI 96744, USA.
What is the routing number for HawaiiUSA Federal Credit Union?
The routing number for HawaiiUSA Federal Credit Union is 321379410.
What types of loans does HawaiiUSA Federal Credit Union offer?
They offer various loans including auto loans, personal loans, home equity lines of credit (HELOC), mortgages, mortgage refinancing, first and second mortgages, business loans, and green/home improvement loans.
What banking services are available at the Kaneohe Branch?
Services include safe deposit boxes, cashier's checks, wire transfers, notary services, direct deposit, telephone banking, and online banking.
Does the Kaneohe Branch have wheelchair accessible facilities?
Yes, the branch has wheelchair accessible entrances and parking, but does not feature a drive-through or unisex restrooms.
Can I use online and mobile banking services with HawaiiUSA Federal Credit Union?
Yes, they provide convenient online services along with mobile banking apps available on both Android and iOS platforms.
What nearby places can I visit when I come to the HawaiiUSA Federal Credit Union Kaneohe Branch?
When visiting the Kaneohe Branch at Windward Mall, you can explore nearby spots such as Seeds 'n Things for flowers and gifts, Plenty of Aloha farmers market for fresh fruits and vegetables, and RAW Body Essentials for beauty and spa needs.
Are there dining options close to HawaiiUSA Federal Credit Union's Kaneohe Branch?
Yes, nearby dining includes Pizza Hut Express, Ninja Sushi for Japanese cuisine, Wetzel's Pretzels for quick snacks, and Hanalei Taro & Juice which offers bakery and smoothie options.
What recreational or entertainment venues are near the HawaiiUSA Federal Credit Union Kaneohe Branch?
Nearby entertainment includes the Hawaii Escape Challenge escape rooms at Windward Mall, Scare Hawaii amusement park, and The Hokule'a Voyage of Discovery indoor play area for family fun.
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