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PNC Bank Logo. Brilliantly Boring Since 1865
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PNC Bank

3.0
(40 reviews)

About

BankATMPNC Bank
We’ll keep your money boring so your life doesn’t have to be. PNC Bank. Brilliantly Boring since 1865

Details

  • Requires appointmentNot available
  • Drive-throughAvailable
  • Onsite servicesAvailable
  • Wheelchair accessible entranceAvailable

Location

PNC Bank
101 Racetrack Rd NW, Fort Walton Beach, FL
32547, United States

Hours

Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 1:00 PM
SundayClosed
7/4/20269:00 AM - 1:00 PM
9/7/20269:00 AM - 5:00 PM
10/12/20269:00 AM - 5:00 PM
11/11/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
1/18/20279:00 AM - 5:00 PM
2/15/20279:00 AM - 5:00 PM
5/31/20279:00 AM - 5:00 PM

Products & Services

1 list · 20 items

Explore offerings from PNC Bank on 101 Racetrack Rd NW in Fort Walton Beach, with popular branch services and banking products available at this location.

PNC Bank | Racetrack Branch Services

20 items

Branch Services

Make an appointment with a PNC specialist at a time that works for you. Appointments are not required.

Business Banking Center
Cash Non-Customer Checks
Cashiers Checks
Change Orders

A request to change a purchase order or the distribution of funds.

Drive-Up Services

We offer competitive rates and no transaction fees. In most cases, your foreign currency order can be delivered to your branch within 24 to 48 hours.

Loans Specialist

A Medallion signature is used to guarantee signatures for the sale, transfer, assignment or redemption of a security.

Night Deposits

A Notary Public is an official who serves as an unbiased witness when important documents are signed.

Onsite ATM
Open On Saturdays
Safe Deposit Box
Wire Transfers

Banking Products

Explore borrowing options for new or used cars with competitive rates and flexible terms. Subject to credit approval.

PNC is your home lending headquarters. Explore a variety of mortgage options to find the right fit for your needs.

Explore PNC's range of credit cards designed to meet various financial needs and that offer rewards, cash back, and more.

Choose from a variety of PNC personal checking accounts, including Virtual Wallet®, that include innovative digital tools and fit your banking needs.

Discover savings solutions tailored to help you achieve your financial goals with competitive rates and flexible options.

Reviews

3.0
40 reviews
5 stars
18
4 stars
2
3 stars
1
2 stars
0
1 star
19
  • JR
    jerod reichard
    Apr 17, 2026
    5.0
    Great staff that offer great service!
  • DM
    Daniel Marks
    Mar 20, 2026
    1.0
    Pretty sure I just experience discrimination and the utmost unprofessionalism around 11:35 this morning. 100% DO NOT recommend this bank as some of it's associates don't know to speak to customers..especially Military customers. I bring in BBVA check (PNC & BBVA Merged) written by my Real Estate Brokerage. I do not bank with this bank, so I had to give 2 forms of ID and agree to the 2.5% fee to cash the check. Well after waiting for about 15 minutes, a total of 3 women are standing in front of me. I ask if there is a problem, I was told the account numbers were different because of the new banks system so they needed to do a few extra steps. The 3rd lady who seemed to be the bank manager picks up the phone to call someone. She hands up and says " They didn't answer". I then ask a second time, is there an issue? She says " Well, we tried to call your brokerage but they didn't pick up and we need to speak with the check writer...(yes i'm confused at this point but I proceed to comply). I repeated "the person who wrote the check?", they all said yes as i'm on the phone with my brokerage trying to get resolve. I ended up calling the wrong admin, and the person I needed wasn't in the office. I ask the lady who I assume to be the manger a question. ***Quoted verbatim "Just our of curiosity and for clarity, you need to speak to the check writer for verification of funds and not the bank the check is in??*** She immediately got snobby with me with the most inhuman tone and said "Well It's not a verification, we just have a few questions before we can cash the check".. My response was : ohhh so this is a security issue not a verification of funds issue???...(keep in mind they told me there was no problem at all several times) They said yes, we have questions that we can't disclose to you (I'm totally okay with this by the way). But my issue in the tone and way this lady was speaking to me had me completely appalled. She storms off after she see's I'm clearly annoyed.. but instead of showing my annoyance, I proceeded to thank the first two ladies for their professionalism and kindness and ask for my check & ID back and tell them I'll go deposit into my main bank, Navy Federal.
  • DW
    Debra Willis
    Feb 1, 2026
    1.0
    We went to the ft Walton Branch this past Saturday,we tried to open an account and was told that we had to have aside from identification,a passport,a credit card,or bank card.sense when is a passport needed? And a Bank card,he had his check from his employer and they flat out refused. She was very rude,and let us know real quick that we could not open an account.
  • CA
    Charles Daniel Abraham
    Jan 16, 2026
    5.0
    No complaints. Friendly staff. Open Saturdays. ATM gives bill choices and you can use your tap to pay at the ATM too. Great mobile app with Zelle and card lock too.

Frequently Asked Questions About PNC Bank

What are the regular banking hours at this PNC Bank location?

PNC Bank is open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.

Does this PNC Bank branch have drive-through service?

Yes, this PNC Bank location has a drive-through that operates Monday to Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM.

Brand Certified Facts from PNC Bank

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Certified July 05, 2026Yext Knowledge Graph
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