Brand Certified
Pender Property Associates
5.0(7 reviews)
Certified by Pender Property Associates • Aug 30, 2026
Business Details
10 Oxbow Lane, Guilford, CT
06437, United States
Certified by Pender Property Associates • Aug 30, 2026
(203) 619-2415
Certified by Pender Property Associates • Aug 30, 2026
https://www.pparealestateappraisals.com/
Certified by Pender Property Associates • Aug 30, 2026
About
Certified by Pender Property Associates • Aug 30, 2026
Auto AppraiserReal Estate Appraiser
Whether you're planning on buying a home or investing your savings in a new real estate property, you're going to need an accurate appraisal. Fortunately, Pender Property Associates has over three decades of experience providing appraisal services in the Guilford, CT area.
Contact us today to arrange for investor or home appraisal services.
Location
Certified by Pender Property Associates • Aug 30, 2026
Hours
Certified by Pender Property Associates • Aug 30, 2026
Monday9:00 AM - 9:00 PM
Tuesday9:00 AM - 9:00 PM
Wednesday9:00 AM - 9:00 PM
Thursday9:00 AM - 9:00 PM
Friday9:00 AM - 9:00 PM
Saturday9:00 AM - 9:00 PM
Sunday9:00 AM - 9:00 PM
Reviews
5.0
7 reviews
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7
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- DGDoree GrimaldiMar 26, 20235.0Dave was very pleasant and extremely accommodating to my schedule when we spoke regarding my appraisal appointment. We discussed his fee for the appraisal which is very reasonable for this service.When Dave arrived for our scheduled appointment, he took the time to discuss the appraisal process and answered any of my questions. Dave discussed with me how long the process would take to complete the appraisal and when I could expect the final report. Dave delivered the appraisal within the time frame discussed. I would highly recommend Dave Pender for anyone needing his service and expertise.
- JJJCommonerMar 24, 20235.0David did a great job assessing my property. Scheduling was flexible and the turn around time was also quick. I received a comprehensive assessment and it proved to be more accurate than the others I had done. David's price for the service was also better than the others I received. All in all, great service
- DCDan CoughlinMar 14, 20235.0Everything went great the appraisal was completed per agreement and quoted I will recommend this service to my clients also
- STsusanna thomasMar 14, 20235.0Dave Pender appraised our house in Nov 2022.He is very experienced, thorough and provided an excellent written appraisal. We highly recommend Dave Pender and appreciated his expertise
- MPMike ParkerMar 13, 20235.0I was impressed with the thoroughness of David’s process and his report — excellent in every respect. . . He also took-the-time to explain the appraisal process and his report. . . I highly recommended him. . .
Frequently Asked Questions About Pender Property Associates
Do you appraise multifamily properties?
Yes, we appraise multifamily homes up to four units. We also handle single-family homes, condos, vacant land, and new construction plots for various clients including buyers, sellers, and investors.
Can you help remove PMI?
Yes, we provide professional appraisals to help homeowners eliminate private mortgage insurance payments. Our appraisals demonstrate property appreciation and equity requirements needed for PMI removal.
Do you serve New Haven?
Yes, we serve New Haven along with Hartford, Milford, Middletown, New London, and our primary location in Guilford, CT.
What's an ARV appraisal?
ARV stands for after-repair value assessment. We provide specialized investor appraisals including both as-is valuations and ARV assessments to help determine property investment potential.
Can you help with tax appeals?
Yes, we provide property appraisals to challenge inflated property tax assessments. Our appraisals help homeowners adjust owed taxes by determining accurate home values for appeals.
Do you handle divorce appraisals?
Yes, we provide impartial property appraisals for divorce proceedings with care and respect for both parties. This includes phone consultations, inspections, and collaboration with attorneys.
What's included in estate appraisals?
We provide comprehensive estate property valuations for probate and inheritance purposes. We work with attorneys and families to ensure fair valuations for all inheritors.
Do you appraise vacant land?
Yes, we appraise vacant land and new construction plots. We also handle residential properties including single-family homes, multifamily properties up to four units, and condos.
Can attorneys hire your services?
Yes, we work with attorneys for divorce appraisals and estate valuations. We also serve buyers, sellers, investors, and banks for various appraisal needs.
Do you serve Milford CT?
Yes, we serve Milford and surrounding areas including Hartford, New Haven, Middletown, New London, and Guilford where we're based. Call 203-619-2415 for service confirmation.
What's the difference between as-is and ARV appraisals?
An as-is appraisal values a property in its current condition, while an after-repair value (ARV) appraisal estimates what the property will be worth after planned renovations are completed. Real estate investors use both to determine renovation costs and potential profit margins. At Pender Property Associates, we provide both valuations to help investors make informed purchasing decisions.
How does a divorce appraisal stay unbiased?
A divorce appraisal provides an impartial market value opinion that serves both parties equally, rather than advocating for either spouse. The appraiser uses objective market data and standardized methodology to establish fair market value for settlement negotiations. This neutral approach helps facilitate equitable property division during divorce proceedings.
When should I get an appraisal to remove PMI?
You should request a PMI removal appraisal when you believe your home has appreciated enough to give you 20% equity based on current market value. This typically happens after several years of mortgage payments combined with market appreciation. Demonstrating this equity level through a professional appraisal allows lenders to eliminate your private mortgage insurance requirement.
What factors affect coastal property values in Connecticut?
Coastal property values depend on flood zone designation, coastal insurance requirements, direct water access rights, and seasonal market variations. Properties in high-risk flood zones may require costly insurance, while those with dock rights or beach access command premium prices. At Pender Property Associates, we account for all these factors when appraising waterfront homes throughout Connecticut's shoreline communities.
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