Brand Certified
Kendra Johnson- Financial Framework, LLC
5.0(18 reviews)
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
Business Details
8774 Yates Dr, Suite 308, Westminster, CO
80031, United States
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
(720) 362-1225
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
https://www.financialframeworkdenver.com
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
About
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
Financial ConsultantLife Insurance AgencyInvestment ServiceAuto Insurance AgencyHome Insurance AgencyFinancial PlanningFinancial Planner
Hey there, we're Financial Framework, LLC, your dedicated Retirement Planner in Westminster, CO! I'm Kendra Johnson, and I specialize in providing tailored financial solutions to educators like teachers, principals, and bus drivers. At Financial Framework, we focus on your financial well-being, from student loan forgiveness to retirement planning and life insurance. We're all about helping you secure your financial future, no matter your current situation. Let's work together to build a strong financial framework that lasts a lifetime.
Details
- Requires appointmentAvailable
- Online appointmentsAvailable
- Wheelchair accessible entranceAvailable
Location
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
Kendra Johnson- Financial Framework, LLC
8774 Yates Dr, Suite 308, Westminster, CO
80031, United States
Hours
Certified by Kendra Johnson- Financial Framework, LLC • Oct 04, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Products & Services
2 lists · 10 items
Explore offerings from Kendra Johnson- Financial Framework, LLC on 8774 Yates Dr, Suite 308 in Westminster, with popular financial framework, llc and services available at this location.
Reviews
5.0
18 reviews
5 stars
18
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1 star0
- CBCourtney BatesonAug 27, 20265.0Great customer service.
- JMJodie MillerAug 3, 20265.0I've worked with Kendra for many years for both insurance and retirement planning. She's a wealth of knowledge!
- COCarisa OlmosAug 2, 20265.0Kendra is professional and informative about insurance and financial services. She keeps me up to date and I appreciate her honesty!
- TNTravis NerguizianJul 8, 20265.0We had a drain backup and had water damage throughout the basement. Our insurance covered it but would not continue after the policy ended. Kendra got us out of the mess. She has been very knowledgeable and explained everything clearly and let us know some good options to use.
- WWWendi WitterJan 27, 20265.0Kendra Johnson has been so helpful for my husband and I as we make decisions about our 401K and finances. She has taken the time to explain things well to us and helped us to figure out how to get through the paperwork we needed. She is knowledgeable and cares to help you get the best situation you can with your finances. I highly recommend her.
Frequently Asked Questions About Kendra Johnson- Financial Framework, LLC
What are your hours?
Hi! We're open Monday-Friday from 9AM-5PM.
What services do you offer?
Hello! We offer Retirement Planner Services that focused on education-related careers (teachers, principals, bus drivers, etc.). We also have services for non-educators that are friends and family! Our services include advising services such as student loan forgiveness, loan consulting, retirement planning, life insurance policies, home insurance, condo insurance, renters insurance and auto insurance! We service people in Colorado, Nebraska and Arizona!
What kinds of educators do you focus on?
We are committed to helping everyone who has a hand in the educational process protect what’s important to them today and plan for tomorrow. That includes administrators, bus drivers, clerical staff, custodial & maintenance personnel, food service staff, health & student services, paraeducators and other support professionals. We also have services for non-educators that are friends and family!
How does my retirement system work?
State teacher retirement systems may change often and can be written in jargon. Agents hold workshops to explain the current system and any changes. They can answer questions about how to set and achieve retirement income goals.
Why would you work on health insurance if you don't sell it?
Horace Mann doesn't sell health insurance, but we know how important it is to our clientele. We work on flexible benefit programs (Section 125) to give educators additional health benefit and dependent care assistance.
What do I get out of attending the State Teachers' Retirement Workshops at my school?
An STRS workshop can help you Manage a retirement plan, Understand the options that are available within a particular plan, and Learn about any recent updates to your state’s retirement system.
Why a Horace Mann Retirement Advantage IRA?
The Horace Mann Retirement Advantage IRA provides you with these benefits: Availability to choose from a diverse set of mutual funds that can cover a broad range of investment objectives and risk tolerances, Ability to have a hands-off option in mutual fund choices based on target retirement dates and managed by professional money managers and Fee transparency – clear investment fee structure.
What is a traditional IRA?
A traditional IRA is a type of retirement plan that allows earnings to grow tax-deferred and the possibility of tax-deductible contributions. Tax-deductible payments have eligibility requirements based on income, filing status and participation in other retirement plans. You don't pay income taxes on tax-deductible IRA contributions or any earnings until you withdraw money, which is usually at retirement. Similar to other retirement plans, IRAs have annual contribution limits. The annual contribution limits for IRAs are significantly lower than 403(b) or 457(b) plans. Your total payments to Roth and traditional IRAs may not exceed the limit established by the IRS for that year.
What is a Roth IRA?
A Roth IRA is a type of IRA where earnings are tax-deferred and contributions are not tax-deductible. In addition, if certain conditions are met, the earnings will be tax-free. To establish a Roth IRA, you must meet income eligibility requirements. Roth IRAs have annual contribution limits that are the same as traditional IRAs and can be further limited if payments are also made to a traditional IRA. Your total payments to Roth and traditional IRAs may not exceed the limit established by the IRS for that year.
What is a 457(b) Plan?
A 457(b) plan is a retirement plan available to employees of state and local government agencies and entities tax-exempt under section 501(c) of the Internal Revenue Code. Employees can make contributions to a 457(b) plan through pre-tax salary reduction. Contributions and investment earnings in a 457(b) plan are tax-deferred until distributed, presumably at retirement, at which time they are taxed as ordinary income. A 457(b) plan may also offer a designated Roth account. Contributions to a Roth account are taxed currently and if certain conditions are met, earnings will be taken tax-free when distributed. The Internal Revenue Code allows funds for 457(b) plans to be invested in annuities and mutual fund custodial accounts.
What are the benefits of a 457(b) Plan?
With a 457(b) plan your contributions are made through payroll reduction reduce your current taxable income (except Roth contributions). You'll have higher annual contribution limits than Individual Retirement Accounts(IRAs). Income taxes are deferred until withdrawal at retirement and it creates a disciplined approach to retirement planning through regular payroll reduction.
What is a 403(b) Program?
A 403(b) is a retirement plan set up by your employer that allows you to set aside money for retirement on a pre-tax basis through salary reduction. Your premium payments into a 403(b) annuity and any earnings grow tax-deferred until you make a withdrawal, presumably at retirement. While most educators receive a pension from their school upon retirement, the money from a pension typically does not match their salaries. Putting money into a 403(b) before retirement can help offset the difference between your current salary and the amount you receive from a pension.
What are the benefits of a 403(b) plan?
With a 403(b) plan payments are made through payroll reductions reduce your current taxable income. You'll have higher payment limits than Individual Retirement Annuities (IRAs). Income taxes are deferred until withdrawal at retirement and disciplined retirement planning through regular payroll reduction.
I don't live in Colorado, can you still help with retirement planning?
Hi! If you live in Colorado, Nebraska and Arizona, we can help you!
What are the business hours for Kendra Johnson- Financial Framework, LLC?
The business is open Monday through Friday from 9AM to 5PM and closed on weekends.
What services does Financial Framework offer?
They provide Retirement Planner Services focused on education-related careers, student loan forgiveness, loan consulting, retirement planning, life insurance, and various types of insurance including home, condo, renters, and auto insurance in Colorado, Nebraska, and Arizona.
Which types of educators does Financial Framework specialize in assisting?
They help educators including teachers, principals, bus drivers, administrators, clerical staff, custodial & maintenance personnel, food service staff, health & student services, paraeducators, and other support professionals, as well as non-educators who are friends and family.
What retirement plans are explained or offered by Financial Framework?
They provide information and services related to traditional IRAs, Roth IRAs, 403(b) plans, 457(b) plans, and Horace Mann Retirement Advantage IRA with workshops and personalized advising.
Does Financial Framework offer online appointments and require appointments?
Yes, they offer online appointments and require appointments to better serve clients.
Is Kendra Johnson- Financial Framework, LLC wheelchair accessible and women-owned?
Yes, the business has wheelchair accessible entrance and is owned by women.
Can Financial Framework assist clients who do not live in Colorado?
Yes, they serve clients located in Colorado, Nebraska, and Arizona.
What nearby real estate agencies are located close to Financial Framework?
Nearby real estate agencies include Jason Moscato - Realtor, Colorado Homes by Sara, 丹佛地產風雲 Denver Real Estate, Lucia Barrera - HomeSmart, Pushpa Gurung, Brian Shaver HomeSmart Realty Westminster, Joe Clark - Realtor, Vilma Pena || Real Estate || Home Smart Realty, Joell Bourn - HomeSmart Cherry Creek, HomeSmart Westminster, Silvia Sanchezpropertyworld, and Michael Keenan Realtor @ HomeSmart.
How can nearby real estate professionals complement a visit to Financial Framework?
Clients looking for financial planning and retirement advice can connect with local real estate agents nearby for home buying or selling assistance, creating a seamless experience when managing both finances and property needs.
Are there health and wellness services near Financial Framework that clients might find useful?
Yes, clients can visit nearby wellness centers such as Thriveworks Counseling and Palpable Healing North for counseling and massage therapy, which may help with overall well-being alongside financial planning.
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