Certified by California Bank & Trust • Oct 18, 2026
About
Certified by California Bank & Trust • Oct 18, 2026
BankATMLoan Agency
California Bank & Trust's Encinitas Branch has proudly served clients in North County since 1980. Exceptional, personal service is the way we express our gratitude for the ongoing support of our valued clients. Conveniently located near the Mobile gas station, enjoy the benefits of knowledgeable, helpful bankers to get answers to banking questions and benefit from our collection of services, including Home Equity Lines of Credit (HELOCs), checking, savings, business and personal loans, home loans, credit cards, wealth management, and more.
Details
Drive-throughAvailable
Wheelchair accessible entranceAvailable
Location
Certified by California Bank & Trust • Oct 18, 2026
Certified by California Bank & Trust • Oct 18, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Reviews
3.9
7 reviews
5 stars
5
4 stars0
3 stars0
2 stars0
1 star
2
TC
Thomas Cooper
May 30, 2025
1.0
ATM processes transactions but doesn’t dispense money, took a month to sort out. Woman at the counter was rude and condescending, maybe having a bad day but it was wild to ask a question w a smile and be dealt w like that. Crazy.
SM
Sebastian Mealer
Mar 4, 2020
5.0
I absolutely love California Bank and Trust. They provide excellent service and have that feel of older times when bank tellers knew who you were. Hardly ever a wait, and although I love far from this location I come here because it's right by my chiropractor at Innate Health and Healing so it's very convenient.
JA
Joseph Arendsen
Sep 10, 2019
5.0
Great service, very personable, and a phenomenal home equity line rate. I am very happy with Cal Bank and Trust.
SK
Sean Keating
May 29, 2019
1.0
Find a different bank. I banked with them for 3 years and ending today. At one point, one of my 3 accounts carried a low balance and their monthly fees pushed it a few dollars negative. They charged me $108 overdraft fee. They called me this morning to let me know I needed to transfer funds into an account I’d accidentally written a check from, so 15 minutes later, I executed a wire to them, the banker executing it called them to let them know the wire was sent. The banker at Key Bank said the teller, Rebecca, at cal bank and Trust sounded “horrible”. 5 minutes later, cal bank and trust sent an email and said they decided to reject the check anyway, regardless of the wire having already been sent and showing in my account to allow plenty of funds. That is what you can expect from them. Bank anywhere except here.
Frequently Asked Questions About California Bank & Trust
What are the regular banking hours of California Bank & Trust Encinitas branch?
The California Bank & Trust Encinitas branch is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does California Bank & Trust Encinitas offer drive-through banking services?
Yes, the Encinitas branch offers drive-through banking services from 9:00 AM to 5:00 PM Monday through Friday.
Where is California Bank & Trust Encinitas branch located?
It is located at 135 Saxony Rd., Encinitas, CA 92024, United States, near the Mobile gas station.
Is the California Bank & Trust Encinitas branch wheelchair accessible?
Yes, this branch features a wheelchair accessible entrance and wheelchair accessible parking.
What banking services does California Bank & Trust Encinitas provide?
They offer a collection of services including Home Equity Lines of Credit (HELOCs), checking and savings accounts, business and personal loans, home loans, credit cards, and wealth management.
What is the contact phone number for California Bank & Trust Encinitas?
You can reach the Encinitas branch at +1 760-436-5226.
Which nearby places can I visit around California Bank & Trust Encinitas branch?
Nearby places include Encinitas Pediatric Dentistry, Animal Keeper pet store, Take The Lead Canine Training, and Encinitas Smog Check & Auto Repair.
Are there any nearby gas stations close to California Bank & Trust Encinitas?
Yes, you can find Exxon & Mobil Stations and Mobil gas stations close to the bank, convenient for refueling before or after your banking visit.
Can I find financial services near California Bank & Trust Encinitas branch?
Yes, nearby financial services include Sierra Pacific Mortgage, YSR CPA Group accounting services, and Dave Pennington mortgage broker.
Are there any wellness or medical centers near California Bank & Trust Encinitas?
Nearby wellness and medical centers include David Shores DC chiropractor, San Diego Vein Institute, and Cardiff Health and Wellness.
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