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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Up to this point I’ve been very happy with my service. Recently, I moved into a house and I need to pay my rent by Zelle. It is what the property manager has asked.
There is a $500 limit on Zelle transactions. I have repeatedly asked for clearance to up my limit starting at the teller and going up to management. They will not permit it. I initially thought this was perhaps due to some safety issue so bad people can’t make you Zelle them . Now I think it is because they want the fee from making me go to get a cashiers check on MY MONEY!
They don’t seem to care that it is what both parties want no nor do they care that this is an imposition for me because I have to take time off work to deliver the check. I am looking in to switching banks on this issue alone. Historically credit unions were known for outstanding service, that is no longer the case.
DF
Derrel Ferguson
Oct 1, 2025
3.0
What a poor excuse for a financial institution. You can’t get anyone on the phone and chat takes forever.
Someone called me and apologized for the difficulty contacting them and she gave me a refund for some unexpected chargers. I hope next time I have better luck contacting them. Review updated from 1 star to 3.
JJ
Juanita Joseph
Sep 23, 2025
5.0
I've been a member for more than 40 years and they are aways very helpful, pleasant and professional.
JL
Jay Lester
Sep 12, 2025
5.0
As far as the McKinney Branch of CUTX, Kyle Gonzales was or has been OUTSTANDING!! I have had an issue with getting my online banking issue corrected. Kyle has went beyond the call of duty to get my issue resolved. I have not been able to have full access to my accounts for almost 5 or 6 month until today. Honestly, if it was not for him I would have closed all my accounts and found another banking home. Hopefully they will find more like him to continue to put the customer first. Appreciate you Kyle!!
ST
Syntax tech
Sep 8, 2025
5.0
Subject: Exceptional Service from Kyle - Went Far Above and Beyond
I am writing to express my deepest gratitude for the incredible service I received from Kyle at this branch. My experience was nothing short of extraordinary and deserves to be recognized.
I came in close to closing time (around 4 PM) needing a cashier's check for a personal matter. The process involved some complex paperwork, and it took much longer than anticipated, stretching right up to the 6 PM closing time.
When many employees would be looking to leave, Kyle demonstrated unbelievable commitment and kindness. He assured me he would help me get what I needed. He didn't just go through the motions; he took full ownership of my problem. He made calls to different locations to get everything sorted and even politely asked his fellow tellers to stay a little later to assist.
Kyle stayed until 6:33 PM, well past closing, to ensure I walked out with my cashier's check in hand. His effort was completely above and beyond his job description. What truly stands out is his selfless, humble, and positive attitude throughout the entire process. He never made me feel like an inconvenience.
I have visited other branches, but Kyle's dedication is unique. He is a tremendous asset to your team and embodies the highest standards of customer service. He single-handedly turned a potentially stressful situation into an experience that has secured my loyalty to this bank.
Management, please recognize Kyle for his outstanding work. He truly deserves it.
Thank you, Kyle, and thank you to the team that supported him
Frequently Asked Questions About Credit Union of Texas
What are the regular business hours of Credit Union of Texas?
Credit Union of Texas is open Monday through Friday from 9:00 AM to 6:00 PM and is closed on weekends.
Is Credit Union of Texas open on public holidays?
Credit Union of Texas is closed on major holidays including November 11, November 27, December 25, and January 1.
Where is Credit Union of Texas located?
Credit Union of Texas is located at 2651 Ridge Rd, Suite 101, McKinney, TX 75070, USA.
What financial services does Credit Union of Texas offer?
Credit Union of Texas offers competitive rates on CDs, IRAs, savings accounts, auto loans, personal loans, home equity loans, mortgages, business banking, and lending solutions.
How can I access Credit Union of Texas's mobile banking apps?
You can download their Android app from the Google Play Store and the iOS app from the Apple App Store for convenient mobile banking.
What languages are supported at Credit Union of Texas?
Credit Union of Texas offers services in both English and Spanish to accommodate their members.
How can I contact Credit Union of Texas?
You may call their main phone number at +1 214-818-3231 or their toll-free number at +1 800-627-0006 for assistance.
Are there any nearby ATMs to Credit Union of Texas?
Yes, nearby ATMs include Wells Fargo ATM, Coinme, and LibertyX Bitcoin ATM, providing convenient cash access near the Credit Union.
What dining options are available near Credit Union of Texas?
Nearby dining options include Delaney's Irish Pub, Stonebridge Diner, Brother's Pizza, and ZENSHI Handcrafted Sushi, great for meals before or after your visit.
What local services are near Credit Union of Texas that might be useful to customers?
Nearby services include health care providers like Perry Dentistry and Joint McKinney, as well as beauty salons like Sports Clips and Amazing Lash Studio.