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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Magan Lynch is an excellent account supervisor. Her customer service is not only impeccable but it is also beyond reproach.
DV
Deepali Vyas
Dec 11, 2025
5.0
Brandon Berens was immensely helpful . He was on top of my case and helped me resolve it by working with me . He goes out of his way to help clients. Banker like him are truely asset to the Bank .
Exceptional customer service. Good job . Thank you.
SR
stl rea rea
Dec 1, 2025
5.0
I recently opened an account with Credit Union of Texas. And I must say I was very pleased. The staff went above and beyond to meet my expectations. Brandon was very kind and patient with me while opening my new account.
My over all experience was awesome. If I could have given more than five stars I would have.
KS
Kim Stark
Nov 2, 2025
1.0
Up to this point I’ve been very happy with my service. Recently, I moved into a house and I need to pay my rent by Zelle. It is what the property manager has asked.
There is a $500 limit on Zelle transactions. I have repeatedly asked for clearance to up my limit starting at the teller and going up to management. They will not permit it. I initially thought this was perhaps due to some safety issue so bad people can’t make you Zelle them . Now I think it is because they want the fee from making me go to get a cashiers check on MY MONEY!
They don’t seem to care that it is what both parties want no nor do they care that this is an imposition for me because I have to take time off work to deliver the check. I am looking in to switching banks on this issue alone. Historically credit unions were known for outstanding service, that is no longer the case.
DF
Derrel Ferguson
Oct 1, 2025
3.0
What a poor excuse for a financial institution. You can’t get anyone on the phone and chat takes forever.
Someone called me and apologized for the difficulty contacting them and she gave me a refund for some unexpected charges. I hope next time I have better luck contacting them. Review updated from 1 star to 3.
Frequently Asked Questions About Credit Union of Texas
What are the regular business hours of Credit Union of Texas?
Credit Union of Texas is open Monday through Friday from 9:00 AM to 6:00 PM and is closed on weekends.
Is Credit Union of Texas open on public holidays?
Credit Union of Texas is closed on major holidays including November 11, November 27, December 25, and January 1.
Where is Credit Union of Texas located?
Credit Union of Texas is located at 2651 Ridge Rd, Suite 101, McKinney, TX 75070, USA.
What financial services does Credit Union of Texas offer?
Credit Union of Texas offers competitive rates on CDs, IRAs, savings accounts, auto loans, personal loans, home equity loans, mortgages, business banking, and lending solutions.
How can I access Credit Union of Texas's mobile banking apps?
You can download their Android app from the Google Play Store and the iOS app from the Apple App Store for convenient mobile banking.
What languages are supported at Credit Union of Texas?
Credit Union of Texas offers services in both English and Spanish to accommodate their members.
How can I contact Credit Union of Texas?
You may call their main phone number at +1 214-818-3231 or their toll-free number at +1 800-627-0006 for assistance.
Are there any nearby ATMs to Credit Union of Texas?
Yes, nearby ATMs include Wells Fargo ATM, Coinme, and LibertyX Bitcoin ATM, providing convenient cash access near the Credit Union.
What dining options are available near Credit Union of Texas?
Nearby dining options include Delaney's Irish Pub, Stonebridge Diner, Brother's Pizza, and ZENSHI Handcrafted Sushi, great for meals before or after your visit.
What local services are near Credit Union of Texas that might be useful to customers?
Nearby services include health care providers like Perry Dentistry and Joint McKinney, as well as beauty salons like Sports Clips and Amazing Lash Studio.