Credit Union of Texas

3.5
122 reviews
CUTX

About

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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.

Location

Credit Union of Texas
6911 N MacArthur Blvd, Irving, TX
75063, United States

Hours

Reviews

3.5
122 reviews
5 stars
70
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6
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5
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1 star
38
  • MS
    Mustashar Sayyed
    Nov 17, 2025
    1.0
    Two weeks ago, I contacted Credit Union of Texas regarding an out-of-state, individual-to-individual vehicle purchase. I spoke with an employee named Ryan Melton and confirmed multiple times that CUTX could handle this type of transaction. Because I had previously financed two vehicles through CUTX with good experiences, I trusted the information he provided. I explained to Ryan that I was leaving the country soon and needed the process completed as quickly as possible. He assured me everything could be handled. After that, communication became extremely poor. I repeatedly had to call him for updates, and each time he said he would call back, but he never did. It was later confirmed that CUTX does not support out-of-state individual-to-individual purchases. Despite that, Ryan continued to tell me everything was fine. His own manager informed him on November 13th that the loan could not be done, yet when I spoke to Ryan the next day, he claimed everything was approved and that he was just finishing paperwork. He promised to call me back, but again never followed through and then took the day off. When I called CUTX today, I was told the application had been declined and that Ryan had known for days but failed to inform me. The manager confirmed this directly. I have had positive experiences with CUTX in the past, but this situation involved being misled, having my time wasted, and receiving extremely poor communication and customer service during a time-sensitive process. Because of this, I will not be doing business with CUTX again.
  • DE
    Dallas Ebonix
    Nov 13, 2025
    1.0
    This is honestly the absolute worst bank or credit union I have ever had. Its so bad I dont have the energy or time to type it all out
  • SS
    Steven Saracino
    Nov 6, 2025
    1.0
    Think twice before opening an account here. When you call for a question or issue, average wait time to speak to someone is generally 20-30 minutes. But, if you select new account they answer the phone right away. Once they figure out youre a customer, they put you back on hold. Im about to shift my money back to Chase bank.
  • LC
    Leah Cantrell
    Oct 30, 2025
    5.0
    Alan is super helpful and friendly! He made everything so easy to understand and makes sure everything was properly arranged.
  • DD
    Durgam
    Oct 14, 2025
    1.0
    Manger is bad the staff eve worst!

Frequently Asked Questions About Credit Union of Texas

What is Credit Union of Texas and when was it established?

Credit Union of Texas is a member-owned, not-for-profit credit union founded by Dallas teachers in 1931, prioritizing member success through personalized financial services.

Where is Credit Union of Texas located?

The main branch of Credit Union of Texas is located at 6911 N MacArthur Blvd, Irving, TX 75063, United States.