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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Will casually let you finance a salvaged car. Will not warn you. Is like every single other Bank or CU. Nice at first until you owe them. BEWARE.
JM
Johnny McMillan
Sep 24, 2025
5.0
Excellent service and very thorough
JI
James V Jackson II
Aug 19, 2025
5.0
After some difficulty trying to understand an issue on my account, i received a phone call from Maria the customer service manager who fixed my issue and offered a better solution next time. As a member this level of service is much appreciated! Definitely recommend exploring all the option given when you need to speak to member services.
PS
Peta S.
Aug 5, 2025
1.0
I had the absolute worst experience with Credit Union of Texas today. I recently closed my account at a traditional bank in the hopes that opening an account with the Credit Union of Texas would offer better customer service. I was never told that depositing a check into my account with them would require an almost 2 week hold, for the first 60 days of opening the account, because the account was new, so I deposited a check and once I realised I couldn’t access it, called 2 customer service agents and was escalated to 2 supervisors who all refused to make an exception to release the funds, that I honestly needed. There are so many options of banks whose services to procure and this is a deal breaker for me, especially because the check I deposited is from the employer, I listed on my application and I was willing to provide the attachment that the check came with. I understand the need for policies and procedures, but above that there is a need to consider a case by case basis when there is a genuine, verifiable human need too.
PS
Pallavi S
Jul 25, 2025
5.0
A huge stadium for musical performances and concerts
Frequently Asked Questions About Credit Union of Texas
What services does the Credit Union of Texas provide?
Credit Union of Texas offers financial services including savings accounts, CDs, IRAs, auto loans, personal loans, mortgages, home equity lending, and business banking solutions.
Where is the Credit Union of Texas located?
It is located at 4770 Eldorado Pkwy, Suite 300, Frisco, TX 75034, USA.
What are the business hours of the Credit Union of Texas?
The branch is open Monday to Friday from 9:00 AM to 6:00 PM, Saturdays from 10:00 AM to 2:00 PM, and closed on Sundays and some holidays.
Does Credit Union of Texas have mobile apps available?
Yes, there are mobile apps available for both Android and iOS devices.
How can I contact Credit Union of Texas?
You can call their main phone at +1 214-818-3231 or their toll-free number at +1 800-627-0006.
What languages are supported at Credit Union of Texas?
They provide services in both English and Spanish.
What is the history of Credit Union of Texas?
Founded in 1931 by Dallas teachers, it is a member-owned, not-for-profit credit union with over 150,000 members.
What nearby beauty and spa services can I find near the Credit Union of Texas?
Nearby beauty and spa services include MQ Aesthetics, Bre McNabb Hair, Scissorhandz at Mattison Avenue, and Luxe Nail Salon, which you can visit before or after your banking appointment.
Are there any dining options close to Credit Union of Texas?
Yes, nearby restaurants include Chipotle Mexican Grill for quick Tex-Mex meals and Muteki Ramen and Sushi Bar for Japanese cuisine.
Can I find other useful services near the Credit Union of Texas branch?
Yes, nearby services include EyeMax Family Vision optometrist, Wild Fork supermarket, and El Dorado Parkway KinderCare for preschool and daycare services.