It's Time - Credit Repair LLC.

4.2
149 reviews

About

Credit Repair Service
Credit Repair

Location

It's Time - Credit Repair LLC.
12210 Montwood Drive, El Paso, TX
79928, United States

Hours

Reviews

4.1
128 reviews
5 stars
95
4 stars
5
3 stars
1
2 stars
2
1 star
25

What are people saying?

AI-generated from recent customer reviews

Customer Service

Many customers praised the staff for being friendly, helpful, and knowledgeable, with specific mentions of Liz and Carlos providing excellent support.

Mixed Results

While some customers reported significant improvements in their credit scores and successful debt settlements, others expressed dissatisfaction with the lack of results and communication.

High Costs

Several reviews highlighted concerns about the high fees charged for services, with some customers feeling they received little value for their money.

Communication Issues

A number of customers reported difficulties in communication, including unresponsiveness and lack of follow-up from the company.
  • EC
    ESTAMBUL SPA CHIHUAHUA
    Dec 17, 2025
    1.0
    If you want loose your money go there. I paid the services for NOTHING . Scam alert
  • NL
    Noah Lopez
    Nov 19, 2025
    1.0
    I recently hired this credit repair service, paying $1,500 , and my experience has been extremely disappointing. The representative promised comprehensive guidance, including help with refinancing my car to secure a lower interest rate, but after the initial setup, they’ve been completely unresponsive, like a ghost. I’ve sent multiple text messages on different days and even followed up via email, that’s when I got the only call. As someone who works 8-6, I rely on text and email for communication and can’t take calls during the day, which I made clear from the start. All they’ve done so far is send one dispute letter to the credit bureaus, and that’s it. No follow-up, no advice, no progress updates. For the amount I’m paying, I expected real support and expertise, but it’s felt like a total waste of money. I can’t trust them to deliver on bigger promises like the car refinance when they won’t even respond to basic questions. I strongly advise others to look elsewhere for credit repair help. This service has been unreliable so far.
  • RR
    Remy Ruiz
    Nov 2, 2025
    1.0
    Not what I expected from a credit repair credit/ counseling service🙁 No type of counseling was ever provided just rushed meetings. I paid all my payments on time and I expected some counseling on how to repair my credit. I had Liz Tijerina and met with her once in person and had a meeting with her once on the phone and all she told me is she will dispute my collection accounts 4 times. It was a quick 5 min meeting discussing disputes for my collection accounts which are done thru Credit Karma in which anyone can dispute in the app. She told me my service would run until December. I paid off my account and wasn’t satisfied with results. I expected someone to educate me on how to achieve good credit. When Liz left it’s time she handed me over to Carlos in September. I spoke with him once he explained we would have a meeting in November but I received this letter instead. I found another credit repair service who charged me $400 and guaranteed results through a local realtor instead. I paid $300 a month for a total of about $1700 to It’s Time credit repair 😫. I should have used that money to pay other things very disappointed 😢.
  • AB
    Adam Balderrama
    Oct 18, 2025
    3.0
    Shoot been trying to call nada . Maybe they dont like las cruces
  • LR
    Lauro Román
    Jun 12, 2024
    1.0
    Bad service

Frequently Asked Questions About It's Time - Credit Repair LLC.

What services does It's Time - Credit Repair LLC. provide?

It's Time - Credit Repair LLC. specializes in credit repair services.

Where is It's Time - Credit Repair LLC. located?

The business is located at 12210 Montwood Drive, Ste 111, El Paso, TX 79928, USA.