Certified by Shell Federal Credit Union • Mar 08, 2026
Credit Union
Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU. Thank you for the opportunity to serve you!
Location
Certified by Shell Federal Credit Union • Mar 08, 2026
Certified by Shell Federal Credit Union • Mar 08, 2026
Reviews
3.5
156 reviews
5 stars
87
4 stars
6
3 stars
4
2 stars
9
1 star
50
DS
David Switzer
Mar 3, 2026
5.0
Every time I visit, I am greeted and immediately helped. The person that helps is ALWAYS so polite, kind, efficient and wonderful. They have done so much for me and my family.
NG
Nancy Gonzalez
Feb 21, 2026
5.0
I love this bank so much 💗😍
JS
Justin Stanhope
Feb 12, 2026
1.0
Been Banking with Shell Federal Credit Union for over 8 years and have not once been any service to me or my Company. Poor attitude at the Tellar line and poor communication and unclear policys. They truly do not care about there customers and only care about the amount of people they can sign up and never follow up with the support. They want to hold your money for even given reason and constantly hold my Company financial back and almost impossible to get a banker involved asap on issues that may delay my company.
JH
Joshua Hazel
Jan 27, 2026
1.0
I have been with Shell FCU since moving to Deer Park in 2006. While they are committed to helping members, it seems that they have turned into a actual real bank such as chase or WF. The vantage score system they use is old. I have had many personal loans and car loans with them but it seems every year it becomes more difficult to get approved or they elevate your interest rates due to their poor scoring system. I had to decline the offer in December and finance through Toyota which beat their APR by 2%. I do love Shell but i think its time to start shopping around for a better credit union such as Navy Federal or whomever as Shell seems to have lost its value and loyalty to their customers the more they expand.
AG
Albert Gonzales
Jan 24, 2026
5.0
Shell FCU the best in every aspect of banking. Always there for me. Awesome knowledge, friendly staff.
Frequently Asked Questions About Shell Federal Credit Union
What are the regular lobby hours for Shell Federal Credit Union?
Shell Federal Credit Union's lobby is open Monday through Friday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and on Saturday from 9:00 AM to 12:30 PM. It is closed on Sundays.
When can I access Shell FCU's online services?
Online services are available Monday through Friday from 7:00 AM to 10:00 PM, Saturday from 9:00 AM to 5:00 PM, and are closed on Sunday.
What are the drive-thru hours at Shell Federal Credit Union?
Drive-thru hours are Monday to Wednesday from 7:30 AM to 6:00 PM, Thursday and Friday from 7:30 AM to 7:00 PM, and Saturday from 8:00 AM to 12:30 PM. The drive-thru is closed on Sundays.
Can I access telephone support 24/7 at Shell FCU?
Yes, the call center telephone support is available 24 hours a day, 7 days a week.
Who is eligible to become a member of Shell Federal Credit Union?
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can become a member of Shell FCU.
What types of financial products does Shell Federal Credit Union offer?
Shell FCU offers checking accounts, savings accounts, IRAs, money market accounts, business accounts, share certificates, auto loans, credit cards, personal loans, and mortgage loans.
What financial services are available at Shell FCU?
Services include appointments, investments, insurance, digital banking, notary, safety deposit boxes, wire transfers, VISA gift cards, cashier's checks, money orders, and Western Union services.
Where is Shell Federal Credit Union located?
Shell FCU is located at 301 E 13th St., Deer Park, TX 77536, USA.
Are there dining options near Shell Federal Credit Union?
Yes, nearby dining includes Burger King, McDonald's, Antonio's Italian Grill, Ken's Restaurant, and Popeyes Louisiana Kitchen for various fast food and restaurant options.
What nearby services can customers use along with Shell FCU's offerings?
Customers can access nearby services like Western Union for money transfers, The Rusty Trombone Music Shop for music and automotive needs, and Carpet Cleaning Deer Park TX for home cleaning.
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