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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Do not use Credit Union for financing a car. The most horrific time. Got to the dealership at 1pm test drove the car, and ready to get paperwork done, and would you know it Miguel Unuma slowest ever when I mean slow at processing anything I mean it's 5 now and still no paperwork. He should not be in a department that generates money for a bank. We call him and no answer, someone fire him. Ridiculous. Just got home and it is now almost 7pm ....Tell me how ridiculous this is.
LG
Laura Ghere
Jun 17, 2025
1.0
Customer service has gone down. I don't feel valued by them.
JB
jose bonilla
Jun 13, 2025
5.0
Hola buen día saludos! Tengo una pregunta? Actualmente tengo un auto que lo estoy pagando financiado y quiero saber si puedo refinanciar con ustedes? Tengo entendido que manejan buenos intereses y que son los más bajos!
DY
Dennis Yeung
Jun 16, 2023
1.0
Terrible bank, they make it impossible to make payment from another bank. My main bank is chase, i used to be able to set auto pay, not they now make it impossible. They also charge $7 to make loan payments. The also don't process your payments correctly, they constantly say you have past due payment, for a five month period they keep calling about payment and I made double and triple payment to my HELOC thinking it was past due. Don't get trick by their rates.
NP
Natasha Primus
Mar 19, 2020
1.0
During a time of crisis and my wedding, the manager at the McKinney location denied my request to release MY own money stating that I already had funds released. They put a 7 day hold on my bonus check and are currently issuing it to me in increments. Thanks CUTX! When my money is released...I’ll take my business and my money to a customer friendly credit union.
Frequently Asked Questions About Credit Union of Texas - By Appointment Only
What is the Credit Union of Texas and when was it established?
Credit Union of Texas is a member-owned, not-for-profit financial institution founded by Dallas teachers in 1931, prioritizing competitive rates and personalized financial services.
What types of financial products does Credit Union of Texas offer?
They offer CDs, IRAs, savings accounts, auto and personal loans, home equity lending, mortgages, and business banking solutions.
How can members access Credit Union of Texas services?
Members can bank online, visit branches across DFW and East Texas by appointment, or use over 80,000 surcharge-free ATMs nationwide.
What languages does Credit Union of Texas support?
They provide services in English and Spanish.
What are the branch hours for Credit Union of Texas - By Appointment Only?
All branch locations are currently closed or operate strictly by appointment; typical walk-in hours are not available.
How can I get in touch with Credit Union of Texas?
You can call their main phone at +1 214-818-3231 or their toll-free number at +1 800-627-0006.
Does Credit Union of Texas have mobile apps?
Yes, they have mobile apps available on both Android and iOS platforms for convenient banking on the go.
How is the Credit Union of Texas connected to nearby financial services?
Nearby financial advisors like Luke Charles Shanks and Primerica agents provide complementary financial guidance that can supplement Credit Union of Texas services.
What nearby health care services are accessible around the Credit Union of Texas location?
You can find services like Acceptance Home Health and Girling Community Care offering physical therapy and skilled nursing nearby, useful if you need health assistance before or after banking visits.
Are there any nearby dining options near Credit Union of Texas in Dallas?
Yes, The Chill Brothers (HVAC service) is nearby, but for dining specifically, DoorStep Waiters offers Mexican fast food close to the credit union for a quick meal before or after your appointment.