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A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards, a mobile app and easy, convenient online banking, Home Federal is here to serve our customers’ diverse financial needs.
Out of all of the Home Federal branches, Karns is my favorite. All of the employees are helpful and welcoming, Samantha specifically helps me with anything that I have bank related. I thoroughly enjoy my business relationship with this specific Home Federal Branch.
EE
Erik E
Oct 29, 2025
5.0
We have been banking with Home Federal Bank for 30+ years. Jason Cox and his crew always provides excellent service. They are always there to answer any questions that we may have and we never talk to an automated line. They provide that home town feel that no other bank in the area provides. I highly recommend them for any of your banking needs.
BC
Blake Childress
Oct 24, 2025
5.0
Jason was great to work with
JO
Justin Orr
Aug 21, 2025
5.0
Christa Steele and the Home Federal in Karns have been outstanding to work with. They help to explain and choose the best loan option for me and then expedited the process. Very happy we went with Home Federal for our home loan needs.
GD
gary depew
Aug 17, 2025
5.0
Once again Home Federal exceeded our expectations by establishing a Trust for my wife and I in accordance with our updated Estate Plan. Unlike our previous experiences with Credit Unions and other banks which had trust accounts for our loved ones, the process was painless. Christa Steele was knowledgeable, and obviously experienced-very professional. The Trust department reviewed our Certificate of Trust within an hour not days.
Frequently Asked Questions About Home Federal Bank
What are the regular indoor banking hours at Home Federal Bank Karns Branch?
The indoor banking hours are Monday to Thursday from 8:30 AM to 4:00 PM, and on Friday from 8:30 AM to 6:00 PM. The branch is closed on Saturdays and Sundays.
When is the drive-through service available at Home Federal Bank Karns Branch?
The drive-through is open Monday through Thursday from 8:00 AM to 4:00 PM, and on Friday from 8:00 AM to 6:00 PM. It is closed on Saturdays and Sundays.
Does Home Federal Bank Karns Branch offer wheelchair accessible facilities?
Yes, this branch has a wheelchair accessible entrance and parking to accommodate customers with mobility needs.
What types of banking products and services does Home Federal Bank Karns Branch provide?
They offer a wide range of products including checking and savings accounts, certificates of deposit, personal and business loans, home mortgages, auto and student loans, online banking, debit cards, and safe deposit boxes.
How can I contact Home Federal Bank Karns Branch for inquiries or support?
You can reach them by phone at +1 865-546-0910, or email at contactus@homefederaltn.com.
Is it necessary to make an appointment to visit Home Federal Bank Karns Branch?
No appointment is required to visit or use the services at this branch.
What are the holiday closures for Home Federal Bank Karns Branch?
The branch is closed on holidays including November 11, November 27, and December 25, 2025.
Which nearby places can help me plan my visit to Home Federal Bank Karns Branch?
Nearby places like La Petite Academy and Grace Christian Academy can be convenient if you have children to care for, and Tacos Yoyo offers local dining options after your bank visit.
Are there nearby healthcare facilities close to Home Federal Bank Karns Branch?
Yes, Tennova Primary Care and several doctors' offices such as Jennifer Brumbach, FNP-BC, and Kaneez Leonard-Bowden, MD are located nearby, which could be useful if you have appointments in the area.
What food and convenience options are available near Home Federal Bank Karns Branch?
You can find places like McDonald's for fast food, Dollar Tree for discount shopping, and Shell for fuel and convenience items, all nearby the bank.