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A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards, a mobile app and easy, convenient online banking, Home Federal is here to serve our customers’ diverse financial needs.
I love this branch on Merchants. Everyone has great customer service skills. Very friendly and knowledgeable about our transactions. Extremely helpful Dexer, Christa and Sara are assets to the branch. The tellers are very friendly. I thank them for what they do for me and my husband.
NP
Nita Privette
Nov 14, 2025
5.0
Best bank ever! We have been with this bank a long time and always experienced exceptional personal service. My debit card was compromised today and so received a call from the bank mgr. He explained what would happen next, gave clear instructions and issued a new debit card. Everything was taken care of within an hour and we have peace of mind for next steps. You can’t get better service than that!
KB
Kevin Bradley
Nov 13, 2025
5.0
Dexter and the staff at Merchants are fantastic people and always provide exceptional service.
GT
Glenn Taylor
Oct 27, 2025
5.0
This is my home location, since retirement and this continues the trend of being the best bank ever, would not want to be anywhere else, after 44 years, keep up the great work!!!
Glenn T
SP
Sean Powell
Oct 22, 2025
5.0
My name is Mr Powell and my wife Yana Truman is an actual member of this bank, but when I put money in her account my experience is always amazing. The bank tellers are always friendly and personable. I think the Home Federal bank on Merchant is the pinnacle of professional excellence. Always a great experience.
Frequently Asked Questions About Home Federal Bank
What are the regular in-branch hours for Home Federal Bank at the Merchants Branch?
The bank is open Monday through Friday from 8:30 AM to 4:00 PM, except on Fridays when it stays open until 6:00 PM. The branch is closed on Saturdays and Sundays.
Does Home Federal Bank offer drive-through services and what are the hours?
Yes, the drive-through at the Merchants Branch operates Monday through Thursday from 8:00 AM to 4:00 PM, and on Friday from 8:00 AM to 6:00 PM.
Is Home Federal Bank accessible for customers with disabilities?
Yes, the bank has wheelchair accessible entrances and parking to accommodate customers with disabilities.
What types of personal banking products does Home Federal Bank offer?
Home Federal Bank offers checking accounts, savings accounts, money market accounts, certificates of deposit, personal loans, auto loans, student loans, debit cards, and online/mobile banking services.
Does Home Federal Bank provide business banking services?
Yes, they offer business checking accounts, business loans, commercial loans, and other commercial banking services tailored to business customers.
How can I contact Home Federal Bank if I have questions or need support?
You can reach them via their email at contactus@homefederaltn.com or by phone at +1 865-546-0910 or +1 865-688-3451.
Are there any holiday closures I should be aware of when planning a visit to Home Federal Bank?
Yes, the bank is closed on major holidays including November 11, 2025 (Veterans Day), November 27, 2025 (Thanksgiving), and December 25, 2025 (Christmas).
What are some nearby banks if I need alternative banking options near Home Federal Bank?
Nearby banks include First Tennessee Bank and First Horizon Bank, both located close to the Home Federal Bank Merchants Branch.
What nearby dining options are available near Home Federal Bank for a quick meal?
Nearby dining options include Taco Bell for fast food, Nixon's Deli for sandwiches, Domino's Pizza, and Baskin-Robbins for ice cream.
Are there any notable attractions or places of interest near Home Federal Bank?
Yes, the Great Smoky Mountains National Park is nearby, providing a beautiful destination for outdoor activities before or after your banking visit.