Credit UnionCar Finance and Loan CompanyEquity LoansCredit CardsATM
Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
The ATM is CO-OP, I was able to make deposit to Navy Federal
CN
Cathy Newcomer
Dec 12, 2025
5.0
I've had nothing but excellent experiences with this bank. The team is always professional, patient and ready to help with anything I need. Every interaction feels smooth and stress-free, and I genuinely appreciate the consistent support. Thank you for always taking great care of me!
MM
Michael
Nov 26, 2025
5.0
Morgan Woodrum was an absolute pleasure to work with! She deserves a raise AND a promotion to branch manager. She listened to and answered all my questions. She was nice, prompt, organized and efficient. I'll recommend all my friends and family to this branch because of her. I'll also look to her first for any and all financial needs in the future. A+
JM
JL M
Aug 6, 2025
5.0
CTFCU is a 2nd account and needed to link it to a primary account. It was tricky but Morgan Woodrum at the Surfside branch knew exactly what to do. Not only is she skilled at her applications she was completely friendly and professional through the whole process. I couldn't have thanked her more. Well done!!
AT
Ann Todd
Dec 30, 2018
1.0
Charge most loan interest up front...more so than a bank...if pay off early ...fines. ..higher interest than bank...just go to bank.. hassle here not worth any tiny benefits they may claim you will get
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular business hours for Carolina Trust Federal Credit Union?
Carolina Trust Federal Credit Union is open Monday through Thursday from 8:30 AM to 5:00 PM and on Friday from 8:30 AM to 6:00 PM. It is closed on Saturdays and Sundays.
Does Carolina Trust Federal Credit Union have a drive-thru service?
No, Carolina Trust Federal Credit Union does not offer drive-thru service.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg, southern Florence County in SC, or Brunswick County in NC.
What types of accounts and loans does Carolina Trust Federal Credit Union offer?
They offer personal and business checking & savings accounts, youth accounts, car loans, home loans, personal and secured loans, student loans, business loans, and credit cards among other financial products.
What services are available to members of Carolina Trust Federal Credit Union?
Services include online banking, mobile banking, telephone banking, ATM access, call center support, financial consulting, and credit counseling.
How can members access Carolina Trust Federal Credit Union’s mobile banking apps?
Members can download the Android app from the Google Play Store and the iOS app from the Apple App Store to use mobile banking services.
Is Carolina Trust Federal Credit Union accessible for individuals with disabilities?
Yes, the credit union provides wheelchair accessible entrances and parking lots to accommodate individuals with disabilities.
What are the call center hours for Carolina Trust Federal Credit Union?
The call center operates Monday through Friday from 8:00 AM to 5:00 PM.
What nearby stores can I visit when banking at Carolina Trust Federal Credit Union?
Nearby retail stores include BL, BI-LO, Food Lion, and Dollar General, providing convenient shopping options around your bank visit.
Are there dining options close to Carolina Trust Federal Credit Union?
Yes, close dining options include Firehouse Subs, Kobe Express (Japanese cuisine), Hungry Howie's Pizza, and Bad Ass Coffee of Hawaii for coffee and smoothies.
What nearby services can assist me with car rentals or fuel when visiting Carolina Trust Federal Credit Union?
Enterprise Rent-A-Car is nearby for vehicle rentals, and gas stations like Kangaroo Express and BP provide fueling services.