Certified by Carolina Trust Federal Credit Union • Mar 01, 2026
Credit UnionCar Finance and Loan CompanyEquity LoansCredit CardsATM
Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Details
Drive-throughAvailable
Wheelchair accessible entranceAvailable
Location
Certified by Carolina Trust Federal Credit Union • Mar 01, 2026
Certified by Carolina Trust Federal Credit Union • Mar 01, 2026
Reviews
4.2
241 reviews
5 stars
188
4 stars
6
3 stars2
2 stars3
1 star
42
What are people saying?
AI-generated from recent customer reviews
Customer Service
Feedback on customer service is mixed; while some customers praise the friendly and helpful staff, others report rude and unhelpful interactions.
Staff Knowledge
Several reviews highlight the staff's knowledge and professionalism, particularly in assisting with loans and account management.
Long Wait Times
Customers have expressed frustration with long wait times and staffing issues at branches, impacting their overall experience.
Community Engagement
Many reviews commend the bank for its community involvement and personalized service, making customers feel valued.
Fraud and Security Issues
Some customers reported issues with fraud and dissatisfaction with the bank's handling of these situations.
VJ
Val J
Feb 27, 2026
1.0
I'm in tears. Been bothered all day. Never in my almost 60 years has this happened...I don't have an account here, thank God but this was a branch since I'm from da Triad NC. Just in nearby town 4 my moms who dealing with alot of medical issues & yest she had dialysis so I had 2 be bk at a certain time. I 4got 2 bring my license & it's raining a little but I had my passport. I asked young white lady can I use. She said yes. There was older white lady 2 da right of her. While I was filling out deposit slip & answerd questions...outta blue da young white lady says take off ur hat. I had on a white cap. It was a little cold & I didn't do my hair. It was braided tho so wearing da cap made me look more professional. Whilst I'm doing slip versus at da beginning is when she said take off ur cap. I started feeling funny. As a child of God & a Army disabled vet my spidey senses was like she treated me like a wanted criminal. I've been in many banks my whole life & never was told this. Since I deal with PTSD I was getting anxious, angry yet trying 2 stay calm. No one was behind me. I took off da hat. It took 4ever trying 2 get outta there but only minutes had passed. I made deposit & was so glad 2 be outta there.Had 2 get myself 2gether in da car.
And if I had on a wig, would I have 2 take that off?
JH
Joni Holderman
Feb 19, 2026
1.0
Wow, customer service has really gone downhill since 2024. I went in with a simple request to access my accounts online after trying a thousand times myself. The first person acted like I was wasting his time and basically told me to go home and do it myself.
When I went back, a different employee treated me like I was stupid, in addition to wasting her time. Again, the answer was go home and do it yourself.
It turns out this bank has special secret account numbers that are not the account numbers on your check. That's what I needed to login online.
I'm fairly good at computers, design my own website, code some HTML and run an online business so it's not that I'm bad at technology.
Other banks in the area have employees eager to help you. This one has rude employees who consider even long-term customers an inconvenience.
DD
donald dodge
Feb 1, 2026
5.0
SOUTHERN HOSPITALITY
My name is Don, I moved to Myrtle Beach 2years ago.my son recommended Carolina Trust on 21st street.
I am used to doing business in banks from NY.
Ex. Whoever is next in line, what can I do for you.
EnterCarolina Trust, Hello or Good morning, how can I help you today. The experience, welcoming, warm and genuine. I didn't feel like a customer but someone special.
The banks from NY should come down here for. Customer Care classes.
Thank you to everyone I've come in contact with from
CarolinaTrust
JZ
Jill Zinke
Jan 23, 2026
1.0
Worst customer service I’ve ever received … watch out for hidden fees they charge you … I would never do business with them again!
LB
Lisa Bryant
Jan 12, 2026
5.0
I am writing this review because my husband and I strongly feel that the service we have received from Jawan Mack has been outstanding! We find Jawan to be not only extremely knowledgeable but also kind, courteous, and friendly. For our banking service - we call and request Jawan to to work specifically with him. We have been working with him for years and look forward to continue!
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular business hours of Carolina Trust Federal Credit Union?
The credit union is open Monday through Friday from 8:30 AM to 5:00 PM and is closed on weekends.
Can I use the drive-thru service at Carolina Trust Federal Credit Union?
Yes, the drive-thru is available Monday to Thursday from 8:00 AM to 5:00 PM and on Friday until 6:00 PM.
Is Carolina Trust Federal Credit Union accessible for wheelchair users?
Yes, the facility has a wheelchair accessible entrance and parking lot.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in certain counties in South Carolina and Brunswick County, North Carolina.
What types of financial products does Carolina Trust Federal Credit Union offer?
They offer personal and business checking and savings accounts, loans, credit cards, investments, insurance, and more.
Does Carolina Trust Federal Credit Union offer mobile banking apps?
Yes, they provide both Android and iOS mobile apps for convenient banking.
Where is Carolina Trust Federal Credit Union located?
It is located at 1010 21st Avenue North, Myrtle Beach, SC 29577.
What nearby childcare centers are close to Carolina Trust Federal Credit Union?
Nearby childcare options include Kiddie Junction, Imagination Station CDC, and Toys Academy, which can be convenient for parents visiting the credit union.
Are there wellness or spa services near Carolina Trust Federal Credit Union?
Yes, nearby wellness options include The Salt Escape, Soul and Body Massage, Siren Beauty Bar, and Myrtle Beach Massage and Wellness for relaxation after banking visits.
Where can customers handle vehicle-related government services near Carolina Trust Federal Credit Union?
The South Carolina Department of Motor Vehicles (DMV Office 1 and SCDMV) are nearby, helping customers conveniently manage vehicle registrations or licenses.
Brand Certified Facts from Carolina Trust Federal Credit Union
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Certified March 01, 2026Yext Knowledge Graph
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