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Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Many customers praised the friendly and helpful staff, highlighting their professionalism and willingness to assist.
Mixed Experiences
While some customers had positive interactions, others reported issues with rude service and long wait times.
Fraud Issues
Several reviews mentioned concerns about account fraud and difficulties in resolving related issues.
Community Engagement
Customers appreciated the bank's involvement in the community and the personalized service they received.
Long-term Loyalty
Many long-term customers expressed satisfaction with the bank, citing years of reliable service and trust.
SR
shay reed
Oct 20, 2025
1.0
I wouldn’t recommend. Fraud happened to my account they closed my account and gave me a check them nor anyone else could cash due. The inconvenience is crazy! They had me running around the whole day smh. Never again!
BT
Beach Time
Oct 8, 2025
5.0
Very helpful for all my banking needs. I call ahead for appointments and needed information. Starts with my DC native at Front Desk. Miss Rachel and Coleen helped me today. Thanks to All The Employees at my Favorite Location.
LM
Leslie McLaughlin
Oct 4, 2025
5.0
I was having difficulty linking my bank with Carolina Trust so I could make my car payments. The first branch was closer to my home, but I didn’t get my problem resolved and found the employee to be rude.
I decided to go to another location and was very pleased with the service and level of professionalism I received from Tammy! I wanted to set it up for auto pay and she took care of that too.
Thank you Tammy!
DQ
Del Quane
Sep 3, 2025
2.0
I love this bank, but Tammy was not friendly at all. Her tone and demeanor comes off very discriminative
SL
Sustainable Living
Aug 21, 2025
1.0
I just want it to be known this is by far one of the worst banks out here. Just had to drive 5 hours to get a lien release on one of my vehicles that was paid off with them 8 years ago. They gave me hell then and still hell 8 years later. Horrible bank. They will hold you fully paid off property hostage for no good reason.
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular business hours of Carolina Trust Federal Credit Union?
The credit union is open Monday through Friday from 8:30 AM to 5:00 PM and is closed on weekends.
Can I use the drive-thru service at Carolina Trust Federal Credit Union?
Yes, the drive-thru is available Monday to Thursday from 8:00 AM to 5:00 PM and on Friday until 6:00 PM.
Is Carolina Trust Federal Credit Union accessible for wheelchair users?
Yes, the facility has a wheelchair accessible entrance and parking lot.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in certain counties in South Carolina and Brunswick County, North Carolina.
What types of financial products does Carolina Trust Federal Credit Union offer?
They offer personal and business checking and savings accounts, loans, credit cards, investments, insurance, and more.
Does Carolina Trust Federal Credit Union offer mobile banking apps?
Yes, they provide both Android and iOS mobile apps for convenient banking.
Where is Carolina Trust Federal Credit Union located?
It is located at 1010 21st Avenue North, Myrtle Beach, SC 29577.
What nearby childcare centers are close to Carolina Trust Federal Credit Union?
Nearby childcare options include Kiddie Junction, Imagination Station CDC, and Toys Academy, which can be convenient for parents visiting the credit union.
Are there wellness or spa services near Carolina Trust Federal Credit Union?
Yes, nearby wellness options include The Salt Escape, Soul and Body Massage, Siren Beauty Bar, and Myrtle Beach Massage and Wellness for relaxation after banking visits.
Where can customers handle vehicle-related government services near Carolina Trust Federal Credit Union?
The South Carolina Department of Motor Vehicles (DMV Office 1 and SCDMV) are nearby, helping customers conveniently manage vehicle registrations or licenses.