Certified by Carolina Trust Federal Credit Union • Apr 12, 2026
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Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Details
Drive-throughAvailable
Location
Certified by Carolina Trust Federal Credit Union • Apr 12, 2026
Certified by Carolina Trust Federal Credit Union • Apr 12, 2026
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
5/25/20268:30 AM - 5:00 PM
6/19/20268:30 AM - 5:00 PM
9/7/20268:30 AM - 5:00 PM
10/12/20268:30 AM - 5:00 PM
11/11/20268:30 AM - 5:00 PM
11/26/20268:30 AM - 5:00 PM
12/25/20268:30 AM - 5:00 PM
Reviews
3.3
52 reviews
5 stars
27
4 stars
3
3 stars0
2 stars
2
1 star
20
CH
Chris Hocker
6 days ago
1.0
Long wait times. Sat for 40 minutes just waiting to get a new card. Horrible customer service.
BS
Becky Evans Seward
6 days ago
1.0
I really wish I could put 5 stars. We were with the same bank in Maine for over 40 years and built five houses without one issue.. . We moved to SC and were so excited to open our account here in SC with a federal credit union as we heard good things about credit unions .. . We have not been excited since unfortunately. The person who opened our account lied to us and never ordered our debit cards. We know for a fact as they never arrived until after I called her asking where they were and she told us it could be another 14 days before they came or longer and then we were advised to come get them at the branch...she also never told us about a spending limit per day so we have run into issues setting up our new home with fences/ furniture. I recently had my card declined for 100$ at a Food Lion I frequent a mile from my house. Last month we drove thru the drive thru to cash a 25$ refund check from a local water district and the lady asked for a driver's license so my husband said for a 25 dollar check? They lady became very annoyed and in a firm voice started stating her working history in banking and how it is. Not pleasant... we unfortunately need to move back to a bank this week... It's alot of work to set up deposits and online pay with all the utilities and direct deposits but well worth it for a true customer service bank... In 40 years I was never declined at my local grocery store. Its a very uncomfortable feeling when people are behind you waiting to cash out. There has only been one lady that is super friendly and accommodating and she is in the Conway branch..
TM
Tony Martin
Mar 2, 2026
5.0
Love my Carolina Trust Federal credit Union
BM
Beck M
Feb 7, 2026
5.0
Friendly service. Love that there is a coin machine available. My old bank required me to roll my coins. I also get my direct deposits quicker than my previous bank.
JM
John Moore
Jan 28, 2026
1.0
They tell you once approved then they find out you have a vehicle.the load was for a unsecured load they find out you have a vehicle they want it ??? Bad company. Just a crocked company all I cansay
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular operating hours for Carolina Trust Federal Credit Union?
The credit union is open Monday to Friday from 8:30 AM to 5:00 PM and closed on Saturdays and Sundays.
Does Carolina Trust Federal Credit Union offer drive-thru services and what are its hours?
Yes, the drive-thru is open Monday to Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM.
Where is Carolina Trust Federal Credit Union located?
It is located at 2518 Main Street, Conway, SC 29526, USA.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg, or southern Florence County, SC, or Brunswick County, NC.
What types of accounts and financial products does Carolina Trust Federal Credit Union offer?
They offer personal and business checking and savings accounts, youth accounts, safe deposit boxes, car loans, credit cards, home loans, student loans, insurance, business loans, and more.
What banking and financial services are available at Carolina Trust Federal Credit Union?
Services include online banking, mobile banking, telephone banking, ATM access, financial consulting, and credit counseling.
Does Carolina Trust Federal Credit Union provide services for differently-abled individuals?
Yes, the credit union is wheelchair accessible with accessible entrances and parking lots.
What nearby places can I visit around Carolina Trust Federal Credit Union?
Nearby you can visit My Horry News, Waccamaw Publishers, Carolina Forest Chronicle, Horry County Fire Rescue, and the Horry County Police Department.
How can nearby public safety services like Horry County Fire Rescue and Police Department assist me when visiting Carolina Trust Federal Credit Union?
If you need emergency assistance while visiting, Horry County Fire Rescue and Police Department are located nearby to provide prompt service and ensure your safety.
Are there nearby shopping and service locations to visit before or after banking at Carolina Trust Federal Credit Union?
Yes, you can visit places like True Value Hardware, Dick's Pawn Superstore Conway, and Shear Artistry Salon for shopping or personal services near the credit union.
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