Spratt Savings Bank

4.5
19 reviews
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About

BankATMBill Payment ServiceCheck Cashing ServiceOnline Banking
Are you looking for a reliable financial institution? Spratt Savings Bank in Chester, SC, is just that. Since 1892, this team has offered safe and secure financing solutions for those in the community and surrounding areas. This establishment features numerous types of checking accounts that include traditional, market rate, and college student accounts. Our ultimate purpose is to create an organization that will (1) allow us to significantly impact the financial success of our customers, (2) achieve long-term financial success for the Bank through stable earnings while growing deposits and earning assets, and (3) create an environment that encourages professional growth and development for our employees.

Location

Spratt Savings Bank
1613 J A Cochran Bypass, Chester, SC
29706, United States

Hours

Reviews

4.5
19 reviews
5 stars
16
4 stars
0
3 stars
1
2 stars
0
1 star
2
  • SP
    Sparkman Peggy
    Dec 3, 2025
    5.0
    Nellie Turner treated me real nice
  • TG
    Tracey Grant
    Oct 10, 2025
    5.0
    I find good customer service and interaction to be hard to find in today’s world but Spratt Savings Bank goes beyond “good”. This is a business that makes you feel valued and respected. Any banking services you have will be handled efficiently and quickly. There is always excellent communication. You don’t have to talk to an unending list of people who have no idea what you’re calling about. Then you’re constantly repeating the same information over and over. That is so frustrating and wasteful of my time. At Spratt Savings Bank you can ask for help and be directed to exactly who you need to handle your situation. You’ll be given a name and be able to speak to them directly for any follow up. That’s basically unheard of now. I would give more stars if I could!!
  • AH
    Ashley Hinson
    Oct 5, 2023
    5.0
    Jamie and his outstanding team are always quick and accurate!
  • DM
    Doug Marion
    Sep 23, 2023
    5.0
    Chester’s only hometown bank. Always treated with the utmost courtesy and helpfulness. Highly recommend.
  • KF
    Karen Freeman
    Jan 27, 2023
    5.0
    We have used Spratt for a couple of years now and I must say the service is second to none. RuthAnne and Matt, both, have gone above and beyond to assist us. We were with another local, popular credit union for years and had no idea what we were missing. I highly recommend Spratt for all of your banking needs. The staff is friendly and responsive. No more being passed around and left without a response. Thank you Spratt staff for being so amazing. We look forward to many more years of doing business together!

Frequently Asked Questions About Spratt Savings Bank

What types of checking accounts does Spratt Savings Bank offer?

Spratt Savings Bank offers traditional, market rate, and college student checking accounts.

What are the operating hours of Spratt Savings Bank on weekdays?

The bank is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends.