Certified by Valley Credit Service, Inc. • Mar 15, 2026
Debt Collection Agency
Our mission is to collect accounts assigned by our clients. We will pursue all allowable methods necessary to collect these accounts including, but not limited to, making pre-suit demands, filing of lawsuits, wage garnishments, bank account attachments, property liens, etc.
We recognize however, that cooperating with customers who cooperate with us, who express a willingness to pay and who will work toward settlement of their debt is in the best interest of that person, our client, and of course Valley Credit Service.
We believe in forward thinking and anticipating the needs and changes influencing our clients and the collection industry. We pride ourselves in being a member of the Oregon and American Collectors Association and adhere to
Location
Certified by Valley Credit Service, Inc. • Mar 15, 2026
Certified by Valley Credit Service, Inc. • Mar 15, 2026
Reviews
1.8
98 reviews
5 stars
16
4 stars
3
3 stars0
2 stars1
1 star
78
KC
Kelly Caudell
Oct 14, 2025
1.0
Uncooperative to say the least. They won’t write the remaining balance on a cash receipt. They fail to explain why they sent my wife another persons info and demanding payment/bullying over the phone. They served me paperwork at my house and demanded money. Went to mediation and they didn’t show up to the appointment. It should have been dismissed but wasn’t. I missed work. If I would have not shown up I would have a court appointed appearance🤔. This list goes on. I’m
Contacting BBB. I would prefer to not pay commission to the employee on my case load Sheila. Seems fair.
RM
R Man
Mar 1, 2023
5.0
I have been working with Chay for over a year now paying my bills and she has been extremely nice to work with!
JC
Jason Clark
May 29, 2020
1.0
So I looked on CreditKarma saw that these people were on it from something over 5 years ago. They say they called 15 times ( to a number that had been disconnected because we had moved.) and sent a letter to our now address to which we never received.
EC
Emily Cahal
Oct 18, 2019
1.0
They are very hard to work with... I was unaware I even had a debt with them as they didn’t let me know at all, I discovered it on my credit report. I called and payed it in full. I requested a statement showing I’d paid in full and they said they would... but they didn’t and they refuse to now. They also will not update my credit file showing it as being paid... they continue to renew saying my highest balance is still outstanding.
It’s paid, there is no need for them to continue being like this. They are determined not to be accurate in their reporting and want to do as much damage as possible, even post debt. I get that the bad mark will be on my credit, but why not update it as being paid at least?
AA
Alexandra Arnett
Sep 20, 2018
1.0
Horrible service & no understanding of others financial situations! They have the rudest employees with no souls!
Frequently Asked Questions About Valley Credit Service, Inc.
What services does Valley Credit Service, Inc. offer?
Valley Credit Service, Inc. collects accounts assigned by clients using methods such as pre-suit demands, lawsuits, wage garnishments, bank account attachments, and property liens. They work cooperatively with customers willing to settle debts.
Where is Valley Credit Service, Inc. located?
They are located at 626 Appleblossom Avenue North, Keizer, OR 97303, USA.
What are the business hours of Valley Credit Service, Inc.?
They are open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.
What payment options does Valley Credit Service, Inc. accept?
They accept cash, check, Discover, invoice, Mastercard, travelers checks, and Visa as payment methods.
How can I contact Valley Credit Service, Inc.?
You can call them at +1 503-585-8888 or email alice@valley-creditservice.com.
Does Valley Credit Service, Inc. have an online presence?
Yes, they have a website at http://www.valley-creditservice.com and a Facebook page at https://www.facebook.com/102664315913996.
What should I know about visiting Valley Credit Service, Inc. in relation to nearby places?
Valley Credit Service, Inc. is near places like Java Crew Keizer, a coffee shop perfect for grabbing a drink before your appointment, and Keizer Shell Food Mart, convenient for any quick errands before visiting.
Are there any nearby entertainment options close to Valley Credit Service, Inc.?
Yes, nearby entertainment options include The REC bowling alley and restaurant, as well as Pin Deck Room, which offers bowling and dining experiences.
What community services are available near Valley Credit Service, Inc.?
Valor Mentoring, a community service and charity organization, is located nearby and provides community support and mentoring services.
Are there nearby automotive services around Valley Credit Service, Inc.?
Yes, nearby automotive services include Gills Point S Tire & Auto - Keizer and Jc's Auto Repair, useful for vehicle maintenance or repairs if you are in the area.
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