Our mission is to collect accounts assigned by our clients. We will pursue all allowable methods necessary to collect these accounts including, but not limited to, making pre-suit demands, filing of lawsuits, wage garnishments, bank account attachments, property liens, etc.
We recognize however, that cooperating with customers who cooperate with us, who express a willingness to pay and who will work toward settlement of their debt is in the best interest of that person, our client, and of course Valley Credit Service.
We believe in forward thinking and anticipating the needs and changes influencing our clients and the collection industry. We pride ourselves in being a member of the Oregon and American Collectors Association and adhere to
Uncooperative to say the least. They won’t write the remaining balance on a cash receipt. They fail to explain why they sent my wife another persons info and demanding payment/bullying over the phone. They served me paperwork at my house and demanded money. Went to mediation and they didn’t show up to the appointment. It should have been dismissed but wasn’t. I missed work. If I would have not shown up I would have a court appointed appearance🤔. This list goes on. I’m
Contacting BBB. I would prefer to not pay commission to the employee on my case load Sheila. Seems fair.
JN
Jackson Niles
Sep 15, 2025
5.0
I had issues with a client of mine through my dog training business. This person was supposed to pay for my services and said she didn't work and come to find out she did. She owed me 1200 dollars and I called this company and I have not had one issues with very nice and polite and professional. I thank you all for caring about my business without you guys on my side I wouldn't have lost all that money. Thanks to them I get back most of the money back.
TS
Tyler Spinks
Sep 5, 2025
5.0
Joey is awesome to work with, very glad our community has this local tool for getting outstanding invoices paid. Highly recommend if your business isn’t getting what it’s owed.
SS
Scott
Jul 25, 2025
5.0
I want to thank Valley Credit for being such a pillar in our community. I've read some of your reviews and I guess when you're in a position of holding individuals accountable for their actions and poor choices, we find out real fast who are the cupcakes of our community. Also, please remember that defamation against either your company, or any of its employees is a serious action against you and should be handled as such. Thanks again for holding individuals accountable for their poor choices, all we can do is pray they make better choices in the future...
JF
Jessica Ford
Oct 21, 2020
1.0
Absolutely the worst customer service. Employees are heartless
Frequently Asked Questions About Valley Credit Service, Inc.
What services does Valley Credit Service, Inc. offer?
Valley Credit Service, Inc. collects accounts assigned by clients using methods such as pre-suit demands, lawsuits, wage garnishments, bank account attachments, and property liens. They work cooperatively with customers willing to settle debts.
Where is Valley Credit Service, Inc. located?
They are located at 626 Appleblossom Avenue North, Keizer, OR 97303, USA.
What are the business hours of Valley Credit Service, Inc.?
They are open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.
What payment options does Valley Credit Service, Inc. accept?
They accept cash, check, Discover, invoice, Mastercard, travelers checks, and Visa as payment methods.
How can I contact Valley Credit Service, Inc.?
You can call them at +1 503-585-8888 or email alice@valley-creditservice.com.
Does Valley Credit Service, Inc. have an online presence?
Yes, they have a website at http://www.valley-creditservice.com and a Facebook page at https://www.facebook.com/102664315913996.
What should I know about visiting Valley Credit Service, Inc. in relation to nearby places?
Valley Credit Service, Inc. is near places like Java Crew Keizer, a coffee shop perfect for grabbing a drink before your appointment, and Keizer Shell Food Mart, convenient for any quick errands before visiting.
Are there any nearby entertainment options close to Valley Credit Service, Inc.?
Yes, nearby entertainment options include The REC bowling alley and restaurant, as well as Pin Deck Room, which offers bowling and dining experiences.
What community services are available near Valley Credit Service, Inc.?
Valor Mentoring, a community service and charity organization, is located nearby and provides community support and mentoring services.
Are there nearby automotive services around Valley Credit Service, Inc.?
Yes, nearby automotive services include Gills Point S Tire & Auto - Keizer and Jc's Auto Repair, useful for vehicle maintenance or repairs if you are in the area.