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Why us? Because with Jovia on your side you can save more, earn more and lead the life you want with convenience and optimism. That’s why we call it banking on the bright side.
We are a credit union, which means we’re like a bank, only better. We have all the services of any big bank, but our rates are better and our fees are lower. Simply put, we make your hard-earned money work harder for you so you can do more at home, at work, or on vacation. But we also provide the kind of personal service big banks can’t offer because we know that finances aren’t just about money, but people’s daily needs and long-term aspirations.
Cynthia was amazing, knowledgeable, patient and extremely helpful.
DP
Debra Powers
3 days ago
5.0
Cynthia was wonderful! What a great experience working with her in opening an account!
SM
Steven Morello
4 days ago
5.0
Vincent and Cynthia are amazing people and great at their jobs. I highly recommend using this branch!
MT
Mike T
Dec 17, 2025
5.0
Cynthia was amazing , she help us open a joint checking account and it was such a breeze .she made everything quick and painless while being so personable . Thank you for all of your help and patients !
WH
Wayne Hunter
Dec 17, 2025
5.0
I opened up an account here to start a little savings for my daughter. Ellyn helped me set this up and provided even more insight on some other options if I was interested. She went above and beyond to help me and I greatly appreciate her assistance. Shes an exemplary employee!
Frequently Asked Questions About Jovia Financial Credit Union
What are the operating hours of Jovia Financial Credit Union in Oceanside, NY?
Jovia Financial Credit Union is open Monday to Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, Saturday from 9 AM to 2 PM, and closed on Sundays.
Where is the Jovia Financial Credit Union branch located in Oceanside?
The branch is located at 3195 Long Beach Rd, Oceanside, NY 11572, United States.
What types of accounts and loan services does Jovia Financial Credit Union offer?
They offer checking and savings accounts, certificates, money market accounts, youth and special purpose savings accounts, low-interest credit cards, travel rewards cards, mortgages, home equity loans, auto loans, and personal loans.
Does Jovia Financial Credit Union provide online and mobile banking services?
Yes, they offer online and mobile banking, including budgeting tools, interactive teller machines (ITMs), and peer-to-peer payments.
How does Jovia Financial Credit Union differentiate itself from big banks?
As a credit union, Jovia offers better rates and lower fees than big banks, along with personal service focused on members' daily needs and long-term goals.
Is there a mobile app available for Jovia Financial Credit Union customers?
Yes, Jovia Financial Credit Union has mobile apps available for both Android and iOS devices.
What nearby places can I visit before or after banking at the Jovia Financial Credit Union branch?
Nearby you can visit Club Pilates for a workout, Pizzaiola for Italian dining, and COBS Bread for fresh bakery goods.
Are there shops close to Jovia Financial Credit Union for beauty and fashion needs?
Yes, you can find Ulta Beauty, Temptations For Her clothing store, and For The Love of Shoes NY nearby for your beauty and fashion needs.
Where can I find health and wellness services near Jovia Financial Credit Union?
You can visit Oceanside Wellness Center for chiropractic care, Massage Envy for massage and skin care, and HearUSA for audiology services nearby.
What is the contact information for Jovia Financial Credit Union?
You can contact Jovia Financial Credit Union by phone at +1 516-561-0030 or by email at info@joviafinancial.com.