Our Credit Union’s main objective is to provide outstanding financial services to its members. Our primary field of membership includes railroad employees, retirees, other SEG groups and their extended families. We are federally insured by the National Credit Union Administration (NCUA). Buffalo Conrail FCU is owned by the members and run by a board of directors you elect.
Excellent experience. Local. Very personable where you can put names to faces. Fast turn around on any needs!
DM
Derek Masters
Oct 3, 2025
5.0
easy to deal with, good customer service. you call and get a knowledgeable person at the bank who is helpful. they care about their customers. what all banks should strive to.
NN
NevaD
Feb 9, 2023
5.0
I've gotten several different loans thru them. They make it real easy and very personable. They make you feel like a person and not just an account number, even to the point of calling me and discussing it when something wasn't right with one of my loan payments.
I don't plan on ever using another company!!
RP
Robin Packman
Dec 29, 2021
1.0
This Credit Union is from the stone ages. The communication is bare minimum and loan applications take almost two weeks to decision. There are so many better out there!
Frequently Asked Questions About Buffalo Conrail Federal Credit Union
What are the membership requirements for Buffalo Conrail Federal Credit Union?
Membership is open primarily to railroad employees, retirees, other SEG groups, and their extended families.
What are the regular business hours of Buffalo Conrail Federal Credit Union?
Monday to Friday from 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to 12:00 PM. Closed on Sundays.
Are there any special holiday hours I should know about?
Yes, the credit union is closed on several holidays including November 11 and 27, December 25, January 1, January 19, and February 16. It operates from 9:00 AM to 1:00 PM on December 24 and 31.
What types of financial products and services does Buffalo Conrail Federal Credit Union offer?
They offer checking and savings accounts, money market accounts, share certificates, credit and debit cards, various loans including auto, personal, consolidation, RV and boat loans, home equity loans, and ACH origination.
Is Buffalo Conrail Federal Credit Union federally insured?
Yes, it is federally insured by the National Credit Union Administration (NCUA).
Does the credit union provide accessibility features?
Yes, it has wheelchair accessible seating and restrooms, a hearing loop, onsite parking, free parking lot, drive-through services, and unisex restrooms.
Can I use a mobile app to access Buffalo Conrail Federal Credit Union services?
Yes, they offer mobile banking apps available on both Android and iOS platforms.
How can I contact Buffalo Conrail Federal Credit Union?
You can call them at +1 716-897-2383 or email memberservices@bufconfcu.com.
What nearby restaurants can I visit before or after visiting the credit union?
Nearby dining options include Shady Shack Ice Cream and Grill for casual eats, Master Pizza and Ricota's Pizza for pizza lovers, 3 Guys Pizza and Gyro, PizzaBurg offering halal pizza and burgers, and Tim Hortons for coffee and quick snacks.
Are there convenient nearby services such as pharmacies or convenience stores?
Yes, Rite Aid pharmacy and Convenient Food Mart convenience store and gas station are nearby for your everyday needs.
What nearby financial services are available around Buffalo Conrail Federal Credit Union?
Western Union locations are nearby for money transfer services if you need additional financial transaction options.