In 1885, James H. Davis and Horace F. Flint entered the banking business with $20,000 in capital. On July 25 Articles of Incorporation were signed to form the First National Bank. On September 29th, 1894 the shareholders met and voted to re-organize the business of the First National Bank into the Exchange Bank. By 1931 the total assets of the Exchange Bank were $128,079. From 1931 until 1960 the assets of the Exchange Bank grew to $1.4 million.
In 1962 a new bank building was built and still serves as the Gibbon location today. In 1989 the bank was sold to the present owners. The bank expanded to Grand Island in June of 2004, where they currently have two locations. In 2011, Exchange Bank merged with Nebraska National Bank of Kearney.
Customers generally enjoyed the food, noting it was fresh and tasty, although there were some complaints about specific items being cold or not prepared correctly.
Customer Service
Service quality was inconsistent; while some staff were praised for being friendly and helpful, others were reported as rude or indifferent.
Cleanliness
The restaurant was frequently described as clean, with positive remarks about the overall hygiene and condition of the facility.
Coupon Issues
Several customers expressed frustration over the refusal to accept coupons and issues with online orders, leading to dissatisfaction.
Operational Hours
There were complaints about unclear operational hours and being turned away before closing time.