Vista Financial in Charlotte, NC provides cash loans on car titles to Charlotte and the surrounding area. We accept the following payment methods: Cash, Check, Debit Card, and Western Union. To get an auto title loan from Vista Financial in Charlotte, all you need is your vehicle, photo ID and a clear vehicle title.
Customers consistently praised the friendly and helpful staff, highlighting their professionalism and attentiveness.
Efficiency
Many reviews noted the quick and easy loan process, with several customers being in and out in under 30 minutes.
Supportive Environment
Reviewers appreciated the welcoming atmosphere and the staff's ability to make them feel comfortable during the loan process.
Recommendations
Numerous customers expressed their willingness to recommend Vista Financial Services to others in need of financial assistance.
DJ
Donte johnson
5 days ago
5.0
Great experience from the time i walked in the door, Jasmine and Christy were very pleasant to deal with and made sure i fully understood what the terms meant for the loan . I would highly recommend this place to anyone in charlotte looking for a quick loan.
CB
Chris Brooks
Jan 5, 2026
5.0
Nicole met me at the store and she was very kind of courteous went far beyond her call of duty made me feel very welcome as a customer . Christy handled the paperwork most of it and they got it done and these two employees are valuable asset to your company thank you so much it's people like Nicole and Christy that get your company a good reputation
LR
LEE H Santana Rivera
Dec 31, 2025
5.0
It's a great place for everyone to come; they're very friendly and treat you with love. I'm very grateful for the service I received from everyone in the office.
LP
Larry Parker
Dec 26, 2025
5.0
I just wanna leave a five star review which could’ve been doubled, but anyway the young ladies here at this facility of Vista Finance which always been very skeptical of doing a title loan, but the comfort the Warrant, the smile the good morning not just from one, but from all makes you relax right off to start. Everything was quick and easy very professional. Everything was explaining in detail. Nothing was left out so therefore you didn’t have to ask any questions really cause they covered everything before you had a chance to ask a question so therefore, I will certainly recommend anyone that is in need of a title loan that you can come and feel secure safe and may felt like a customer supposed to feel thank you once again Vista financial services
RY
Rima Yancey
Dec 23, 2025
5.0
Both Mallorie and Jasmine at Vista Charlotte's Office were very efficient in explaining and helping me understand the process of a Title Loan. Jasmine was very thorough. I highly recommend th I'm this company to anyone who needs a loan.
What services does Vista Financial in Charlotte offer?
Vista Financial offers cash loans on car titles, business loans, signature loans, title loans, car title loans, cash advances, instant cash loans, loan transfers, lower cost loans, and short-term financing.
What are the regular business hours for Vista Financial?
Vista Financial is open Monday to Friday from 10:00 AM to 6:00 PM, on Saturday from 9:00 AM to 2:00 PM, and closed on Sundays.
What are Vista Financial's online service hours?
Online services are available 24 hours a day, seven days a week.
What payment methods does Vista Financial accept?
Vista Financial accepts payment by Cash, Check, Debit Card, and Western Union.
What do I need to apply for an auto title loan at Vista Financial?
You need your vehicle, a photo ID, and a clear vehicle title to apply for an auto title loan at Vista Financial.
Are there any holiday closures or special hours at Vista Financial?
Yes, Vista Financial is closed on November 27, December 25, and January 1. It has reduced hours on December 24 (10:00 AM to 2:00 PM) and December 31 (10:00 AM to 4:00 PM).
What is the address and contact number for Vista Financial?
Vista Financial is located at 6501 E Independence Blvd, Charlotte, NC 28212. The main phone number is +1 980-403-3526.
What nearby car rental service can I use when visiting Vista Financial?
Enterprise Rent-A-Car is nearby and offers car and truck rentals, which can be convenient if you need temporary transportation while using Vista Financial's services.
Can I get auto repairs near Vista Financial?
Yes, several automotive repair providers are nearby, including Eurofed Automotive, EUROFED Automotive - Independence, Meineke Car Care Centers, and Hi-line Autohaus Service Center, offering services like oil changes, brake repair, and transmission repair.
Are there nearby entertainment or dining options to visit before or after my appointment at Vista Financial?
Yes, nearby you can enjoy karaoke at The Graduate Food & Pub, Middle Eastern cuisine at Fusion Lounge, or visit 999 Arcade for gaming and casino fun.