Loan AgencyCar Finance and Loan CompanyAuto AppraiserBill Payment Service
Mid-American Title Loans in St. Joseph, MO provides cash loans on car titles to St. Joseph and the surrounding area. We accept the following payment methods: Cash, Check, Debit Card, and Western Union. To get an auto title loan from Mid-American Title Loans in St. Joseph, all you need is your vehicle, photo ID and a clear vehicle title. Founded in 1990, Mid-American Title Loans is one of America's most respected companies helping hard-working Americans use the equity in their vehicle to access the cash they need.
Customers consistently praised the staff for being friendly, helpful, and professional, with many specific mentions of individuals like Kristine, Jennifer, and Andrew.
Efficiency
The business is noted for its quick service and fast loan approvals, with many customers reporting a simple and straightforward process.
Communication
While most feedback is positive, there were some concerns about communication regarding loan details and title releases, indicating room for improvement.
Overall Experience
Many customers expressed high satisfaction with their experiences, recommending the business for its supportive environment and effective service.
TH
Tara Hoecker
5 days ago
5.0
Kristine was amazing and super friendly. Go give her a shout for all your loan needs.
TH
Tanya Hawkins
Nov 15, 2025
5.0
Jennifer was amazing got me approved fast and was all together a great lady to talk to she walked me through the whole thing loved her
AC
Andrew Campbell
Nov 5, 2025
5.0
My wife and I came up against an unforeseen financial situation after moving from Texas to Saint Joseph, Missouri. We were very skeptical about pursuing a title loan from anywhere but it happened and let me tell you if I was ever in this situation again, Mid-America title loans is the place that I would go to. I have to specifically point out one of the reasons why we feel comfortable with even following through with this was first off, a woman by the name of Kristine that helped us. She understood our situation and where our journey has brought us to and was completely understanding and helpful. And not only that her spirit and her personality is pretty amazing! She actually cares, she’s just not out to make a deal and put you in a bad situation, but she talked it over with us and explained to us on how given us a certain amount of money could put us in a bad situation so she helped us better understand what we could afford, and I appreciate her for that not a lot of people in this world to care about each other and take the time to actually put some passion, Honesty, and true genuine transparency in their positions so I applaud her for her professionalism and for who she is!
JS
Julie Springs
Oct 28, 2025
5.0
Very friendly and fast
NM
Nicki Garcia Martinez
Sep 22, 2025
5.0
Kristine was a wonderful person and loves to help you out she is a wonderful person
Frequently Asked Questions About Mid-American Title Loans
What services does Mid-American Title Loans in St. Joseph, MO offer?
Mid-American Title Loans provides cash loans on car titles, business loans, signature loans, and short-term financing solutions.
What are the store hours for Mid-American Title Loans?
The store is open Monday to Friday from 10:00 AM to 6:00 PM, Saturdays from 9:00 AM to 2:00 PM, and closed on Sundays.
Are there any holiday hours or closures for Mid-American Title Loans?
Yes, the store is closed on November 27, December 25, and January 1. On December 24, open from 10:00 AM to 2:00 PM, and on December 31, from 10:00 AM to 4:00 PM.
What are the payment methods accepted at Mid-American Title Loans?
They accept Cash, Check, Debit Card, and Western Union for payments.
What do I need to apply for an auto title loan at Mid-American Title Loans?
You need your vehicle, a photo ID, and a clear vehicle title.
Where is Mid-American Title Loans located?
It is located at 2600 N. Belt Hwy., St. Joseph, MO 64506, United States.
Are there any nearby restaurants where I can dine before or after visiting Mid-American Title Loans?
Yes, nearby restaurants include Twin Dragon (Chinese and Asian cuisine), TNT's Tavern (bar and pub), and Las Palmas Authentic Mexican Restaurant.
Is there a coffee shop near Mid-American Title Loans where I can grab a coffee?
Scooter's Coffee is a nearby coffee shop and café, perfect for grabbing a coffee before or after your visit.
Are there any entertainment or active life spots close to Mid-American Title Loans?
Yes, JoeTown Bowling Supply and Olympia Lanes are nearby bowling alleys and active life spots you can enjoy.
How can nearby places like Hertz Rent A Car assist customers visiting Mid-American Title Loans?
Hertz Rent A Car offers convenient travel options, allowing customers without vehicles to rent a car when visiting Mid-American Title Loans.