Mid-American Loans in Springfield, MO provides cash loans on car titles to Springfield and the surrounding area. We accept the following payment methods: Cash, Check, Debit Card, and Western Union. To get an auto title loan from Mid-American Loans in Springfield, all you need is your vehicle, photo ID and a clear vehicle title. Founded in 1990, Mid-American Loans is one of America's most respected companies helping hard-working Americans use the equity in their vehicle to access the cash they need.
Staff consistently praised for being friendly, helpful, and professional throughout the loan process.
Efficiency
Many reviews highlight the quick and easy loan process, with customers appreciating the fast service.
Staff Recognition
Specific employees, particularly Lydia, Gena, and April, received multiple commendations for their exceptional service.
Mixed Experiences
While most feedback is positive, there are concerns regarding a mistake with a title loan contract that affected a customer negatively.
SA
Stacey A
3 days ago
5.0
Gena and Lydia were so helpful! They got me the amount I needed and didn’t try to pressure me into a higher amount! They were very sweet and understanding.
Definitely recommend them!
MK
Marie Kramer
Dec 27, 2025
5.0
Quick and easy, they helped me get the amount I needed and it didn't take them very long to do so I appreciate them!
HH
Haylea Hanson
Dec 23, 2025
4.0
Gena helped us! She helped make the process easy, especially during the holidays!
KP
Kikyo Phoenix
Dec 18, 2025
5.0
Phenomenonal service. Ladies were kind, patient, and not at all rude like I would have been stuck with a client at the end of my shift that didn't understand anything. They explained things with a gentle grace and warmth. Overall a pleasant experience.
CR
Corey Rookey
Dec 2, 2025
1.0
They made a mistake with title loan. I have recorded conversations of them admitting they they made a mistake with my contract. They say that I am still responsible for the mistake they made financially and I am supposed to pay the initial title loan when I refinanced my loan. I did not take out a new loan but refinanced the same contract. I somehow now owe on two different title loans. They are trying to take my vehicle which is my only way to get to work before Christmas. They really truly are terrible people. They are definitely not bbb accredited. They refused to give any kind of management or corporate number.
Frequently Asked Questions About Mid-American Title Loans
What services does Mid-American Title Loans offer?
Mid-American Title Loans provides cash loans on car titles, business loans, signature loans, title loans, car title loans, cash advances, instant cash loans, loan transfers, lower cost loans, and short-term financing.
What payment methods are accepted at Mid-American Title Loans?
They accept Cash, Check, Debit Card, and Western Union for payments.
What are the store hours for Mid-American Title Loans?
The store is open Monday to Friday from 10:00 AM to 6:00 PM, Saturday from 9:00 AM to 2:00 PM, and closed on Sundays. Hours may vary on holidays.
Does Mid-American Title Loans require an appointment?
No, appointments are not required to use the services at Mid-American Title Loans.
What do I need to apply for a car title loan at Mid-American Title Loans?
To get an auto title loan, you need your vehicle, a photo ID, and a clear vehicle title.
What are the holiday hours for Mid-American Title Loans?
The business is closed on 2025-11-27, 2025-12-25, and 2026-01-01. It is open with reduced hours on 2025-12-24 (10:00 AM to 2:00 PM) and 2025-12-31 (10:00 AM to 4:00 PM).
What nearby places can I visit before or after my loan appointment?
You can visit Honey Heaven for fresh farm produce and coffee, Grimm's Escape Games for entertainment, or El Cafecito - The Little Coffee Shop for a relaxing coffee break near Mid-American Title Loans.
Is there a bank near Mid-American Title Loans for additional financial services?
Yes, Great Southern Bank is nearby if you require additional banking or financial services.
Where can I get automotive services near Mid-American Title Loans?
All-Pro Automotive and AutoZone are nearby locations where you can get automotive repair and parts services.
Are there any nearby places for dining options around Mid-American Title Loans?
Yes, nearby dining options include Asia Express, Jade East Restaurant, and Signal Food Store where you can enjoy Asian cuisine and quick convenience meals.