Welcome to Farmers & Merchants State Bank in Sauk Rapids, MN. We've been helping farmers, families, local businesses and communities thrive since 1908. We offer an array of financial solutions for whatever season of life you’re in. From operating lines of credit, to personal or commercial checking accounts, to a home mortgage, to savings options beyond a standard savings account, to an IRA, we’ve got you covered.
Plus...small community bank courtesy and service with all of the modern banking conveniences you expect…like mobile/online banking, 24-hour business deposits, online bill pay, 24-hour phone banking, and more.
Our mission: to find your future together, while helping sustain the vitality of the communities we call home.
Customers generally enjoyed the food, noting it was fresh and tasty, although there were some complaints about specific items being cold or not prepared correctly.
Customer Service
Service quality was inconsistent; while some staff were praised for being friendly and helpful, others were reported as rude or indifferent.
Cleanliness
The restaurant was frequently described as clean, with positive remarks about the overall hygiene and condition of the facility.
Coupon Issues
Several customers expressed frustration over the refusal to accept coupons and issues with online orders, leading to dissatisfaction.
Operational Hours
There were complaints about unclear operational hours and being turned away before closing time.