Brand Certified
The Bank of Elk River - Main Street Office
4.3(64 reviews)
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
Business Details
630 Main St NW, Elk River, MN
55330, United States
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
(763) 441-1000
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
http://www.thebankofelkriver.com
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
About
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
BankFinance CompanyBusiness Banking ServiceHome Loan ProviderLoan AgencyFinancial PlanningOnline BankingSavings and Loan AssociationBill Payment ServiceCredit Cards
The Bank of Elk River is a family-owned and operated community bank offering an array of financial solutions for businesses, families, and individuals. We believe in putting people first – our customers, employees, and our community members. We proudly serve the communities of Elk River, Zimmerman, Otsego, and surrounding areas.
From business loans and merchant services to personal checking and savings accounts—we have the banking products and services to meet your financial needs. Plus, we offer industry-leading digital banking tools that put you in the driver’s seat and make doing business quick and hassle-free.
Check out our website for more information, or stop into one of our locations to talk with a banker.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
The Bank of Elk River - Main Street Office
630 Main St NW, Elk River, MN
55330, United States
Hours
Certified by The Bank of Elk River - Main Street Office • Apr 12, 2026
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
Reviews
4.3
64 reviews
5 stars
51
4 stars
1
3 stars
3
2 stars0
1 star
9
- YPYthan PrattFeb 10, 20265.0Absolutely my best banking experience ever. It’s so refreshing to have a local bank with nice, empowered people and excellent products. I’m used to giant corporate banks with call centers and fragmented systems that don’t work... Thank you, Beth and Shari for helping us with a short timeline and for being so incredibly delightful and determined to help us. You could have easily declined our business. We will be migrating many more of our accounts to The Bank of Elk River.
- PMPete MOct 31, 20253.0We've been customers for over 20 years. At the beginning, the customer service was great and several employees knew us by name. As the years have gone by and employees have turned over, employees no longer know our names. Further, the bank seems to be trying to earn more income for us and it's starting to feel like an online bank. This started when they gave up using Jack Henry for their software systems and went with a different vendor. Unfortunately, the interest rates we can earn on CDs are not nearly as good as true online banks and the rate on checking account and savings balances is non-existent. We use the bank for checking account, a bridge loan when downsizing, and overdraft protection. The service has been good but nothing exceptional. Having auto deposit of multiple payments tends to make us stick with the bank but I suspect it won't be too long and we'll look for a credit union or other local bank that provides better interest.
- MPMarti PahlApr 29, 20255.0Wonderful employees, friendly, and concerned about solving your banking issues.
- SJSophia JensonMar 12, 20235.0David Black is one of the best, he helped me with everything I needed and any questions I had with getting a loan. I’ve worked with others there as well and they all have been super nice and very helpful!
- DEDerek EngerMar 17, 20215.0Thank you Sandy for the great service we received today. You are always there with a smile to greet us. Thank you!! Vicki Leistico
Frequently Asked Questions About The Bank of Elk River - Main Street Office
How do auto loans work?
An auto loan is a secured loan, which means the vehicle—whether it’s a car, truck, van, or SUV—acts as collateral. This arrangement reduces the risk for banks, allowing them to offer you more favorable interest rates. However, it’s important to remember that if you miss your monthly payments consistently, the bank has the right to repossess the vehicle to recover its funds.
What information is needed to apply for an auto loan?
To apply, you’ll need to provide some personal identification, including your name, contact information, and Social Security number. Additionally, we will need to know your employment and income details, along with information about the vehicle you wish to purchase, such as the VIN.
How do I qualify for an auto loan?
Qualification typically depends on factors such as your credit score, income, debt-to-income ratio, and down payment amount.
What loan amounts and terms are available?
The Bank of Elk River provides vehicle loans to qualified applicants of up to $200,000, with flexible terms ranging from 36 to 72 months. As a community bank, we take pride in collaborating with our customers to create tailored solutions that meet their unique needs.
What are the lobby hours for The Bank of Elk River - Main Street Office?
The lobby is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends.
When can I use the drive-through service at The Bank of Elk River?
The drive-through service is available Monday to Friday from 8:30 AM to 5:00 PM and is closed on Saturdays and Sundays.
Is The Bank of Elk River wheelchair accessible?
Yes, the bank has a wheelchair accessible entrance, parking, seating, and restrooms to accommodate all customers.
Does The Bank of Elk River require appointments for banking services?
No, The Bank of Elk River does not require appointments; customers can visit during business hours without scheduling.
How long has The Bank of Elk River been family-owned and operated?
The Bank of Elk River has been family-owned and operated since 1885, serving the community for over a century.
What types of loans does The Bank of Elk River offer?
They offer various loans including auto loans, business loans, commercial real estate loans, home equity loans, student loans, and more.
Where is The Bank of Elk River - Main Street Office located?
It is located at 630 Main St NW, Elk River, MN 55330, United States.
What nearby places can I visit before or after banking at The Bank of Elk River?
You can visit local spots like Edge Bar and Boutique for coffee or wine and Escape Odyssey for fun escape rooms, both within walking distance.
Are there nearby financial advisors or insurance agencies near The Bank of Elk River?
Yes, nearby you can find Realize Financial Advisors and Farmers Insurance - David Stokke for additional financial services.
What local amenities are around The Bank of Elk River for convenience?
Nearby amenities include Salon Z for beauty services, Granite Shores apartments, and multiple dining options like McCoy's Irish Pub.
Brand Certified Facts from The Bank of Elk River - Main Street Office
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