Educational Systems Federal Credit Union

Since 1955, Educational Systems Federal Credit Union has proudly served members of the education community. Our vision is to make financial wellness and stability accessible for all the communities we serve. Credit unions are not-for-profit financial cooperatives that are owned by their members. When you join Educational Systems Federal Credit Union, you become an owner of the Credit Union and we serve your interests. After paying expenses and setting aside reserves, we return our profits to our members in the form of lower loan rates and higher dividend rates. In contrast, banks are typically owned by stockholders who focus on profits for outside shareholders.