Central One Federal Credit Union is a not-for-profit financial institution that provides members with excellent, personalized service. Central One offers a wide range of savings, deposit, and loan products designed for the local community and has branches in Auburn, Shrewsbury, Northborough, Westborough, Northborough, Milford, and Worcester, as well as school branches in both Shrewsbury and Westborough High Schools. Products include Free Checking Accounts, Money Market Accounts, CDs, IRA's, Student Loans, No annual fee Credit Cards, Cashback Credit Card, Auto Loans, Mortgages, Home Equity Loans and Line of Credit, Personal Loan, Business Checking Accounts, Business Loans, Commerical Loans. IOLTA, RV Loans.
Very poor customer service. Very rude employees that opened on 11/3/25. Will not be coming back and I would never recommend this bank to anyone.
CH
Chris Huban
Nov 11, 2024
5.0
Was immediately greeted by a lovely, personable associate and asked immediately how they could help I was then partnered with Manager Nick Mazzarini who expertly walked me through creating a couple of accounts. Everything was explained in as much detail as I needed and it was all wrapped up quickly and conveniently A+ effort by all!
BG
Beatriz Gomez
Feb 10, 2024
5.0
It is not often that you find such fine people, all in one place.
Nick and Michelle Bedrosian, you both went above and beyond to help me get this car loan while the dealership proved to be absolutely useless. You, and the people behind you at Central One are amazing. Highly recommended, particularly in a time where quality of service and personal attention is not easy to find.
I can't thank you enough.
JP
Joshua Parker
Oct 26, 2023
5.0
I'm compelled to write this review after having one of the most seamless and pleasant experiences at Central One Federal Credit Union. It's rare to find institutions these days that truly prioritize customer service, but Central One stands out as a shining example.
A special shout-out goes to Nick, the manager. His professionalism, dedication, and genuine concern for customers are absolutely commendable. It's refreshing to see such passion and commitment.
To anyone considering banking or financial services, I wholeheartedly recommend Central One Federal Credit Union.
AH
Alizah Haidri
Sep 13, 2023
5.0
I want to thank Branch Manager, Nick Mazzarini, and team for helping us with our auto loan. We got approved and funded in couple of days. He called us to pick up the check a few minutes before the branch was closing. It is hard to find excellent customer service nowadays. I highly recommend this Credit Union. Thank you Milford Branch!
Frequently Asked Questions About Central One Federal Credit Union
What types of financial products does Central One Federal Credit Union offer?
Central One offers a variety of savings, deposit, and loan products including Free Checking Accounts, Money Market Accounts, CDs, IRAs, Student Loans, Credit Cards, Auto Loans, Mortgages, Home Equity Loans, Personal Loans, Business Checking and Loans, among others.
Where is Central One Federal Credit Union located?
Central One Federal Credit Union is located at 82 Prospect St, Milford, MA 01757, United States.
What are the business hours of Central One Federal Credit Union?
The credit union is open Monday, Tuesday, Wednesday, and Friday from 8:30 AM to 4:30 PM, Thursday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays and major holidays like November 11, November 27, and December 25, 2025.
Does Central One Federal Credit Union charge fees for checking accounts?
Central One offers Free Checking Accounts with no annual fees.
What payment options are accepted at Central One Federal Credit Union?
They accept payment via cash, check, and financing.
How can I contact Central One Federal Credit Union?
You can reach them locally at +1 508-841-0801, toll-free at +1 800-527-1017, or visit their website at http://www.centralfcu.com.
Are there any other financial institutions near Central One Federal Credit Union in Milford?
Yes, nearby financial institutions include Bank of America Financial Center, Bank of America ATM, TD Bank ATM, and UniBank, offering convenient alternatives or additional services.
What nearby dining options are available if I visit Central One Federal Credit Union?
You can visit nearby restaurants such as Garden Pizza, Subway, Honey Dew Donuts, and Golden House Chinese Restaurant for a variety of dining choices before or after your visit.
Are there nearby services in Milford that I can access when visiting Central One Federal Credit Union?
Yes, there are many nearby services including Walgreens pharmacy, Kaplansky Insurance agency, Spin City laundromat, Pretty Nails salon, and UPS Access Point for shipping services.
Does Central One Federal Credit Union have social media presence?
Yes, you can follow Central One Federal Credit Union on Facebook at https://www.facebook.com/CentralOneFCU, Twitter @CentralFCU, and Instagram @centralone_fcu.