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Midland Credit Union is a full financial cooperative open to people who live or work in Polk and contiguous counties (Adair, Adams, Audubon, Boone, Cass, Dallas, Guthrie, Harrison, Henry, Jasper, Keokuk, Louisa, Madison, Mahaska, Marion, Mills, Montgomery, Polk, Pottawattamie, Shelby, Story, Union, Warren, and Washington, in Iowa).
We offer banking, loans, auto loan, mortgage, checking, savings, credit cards, insurance, youth accounts, online and mobile banking, CDs, Home equity line of credit, Student loan, recreation loan and more. Come check out the Midland Difference!
Wanted to give a major shout out to Justina at the Council Bluffs Location. She was amazing in working with me to secure my loan for a new vehicle. She was very quick with responses, answered all my questions, and worked with me to facilitate the best rate and deal. Thank You Justina!!
CC
Carl Cain
Nov 16, 2025
5.0
I have been a member of this branch since before the merger and had great service when in Council Bluffs. The only time I ever had a withdraw from my account that wasn't recognized they immediately sent out a new card and helped minimize any other issues.
LW
Lindsey Wells
Apr 23, 2022
5.0
The ladies who work here are very sweet. The building is very nice and clean and the drive thru is always moving very quickly.
I like getting dividends by just having a savings account.
I have had my account here for about a year but I plan to stay for a long time. I would definitely recommend this bank to anyone and everyone.
MR
Micheal Reese
Jul 6, 2018
1.0
First account at 11 years old through Kirby program. Now at 32 years old I learn they are stealing my money at a rate of $5.00 per month due to "account inactivity" well, some savings account that turned out to be! Too busy to stop regularly, but I will try harder to deposit $0.01 a month until I've wasted a value in paper receipts and employee time to equal what is missing!
Gotta lol at that and it's sad I didn't have time to deposit them pennies. But the account is dead, the old me's efforts are dead. This bank withdrew way more money from my account than I ever had. Ashamed of myself for wanting a savings account. Tell your kids a piggy bank is the way to go with annual trips to buy silver bullion to save or just go straight to investing. Banks like this will 100% take every dime you save, the term savings account suddenly sounds incriminatingly as false advertisements. Ever consider revenue from interest from loans instead of theft? Obviously I'm burned from the deception, once upon a time you actually paid me to keep my money there, but times are very different.
BM
Big Mitch Mitchem
Sep 25, 2016
5.0
I have been with the United Credit Union since I was in middle school (I'm 48). Teri and Kathy have always done right by my family from questions to loans and even accounts for our many grandchildren. The professionalism and friendly demeanour is above reproach. Thank you for years of service and I look forward to many more to come. Farewell to Kathy, your advice in the loan department is priceless as is your presence. Walking into the credit union will not be the same.
Frequently Asked Questions About Midland Credit Union
What services does Midland Credit Union offer?
Midland Credit Union offers banking, loans, auto loans, mortgages, checking, savings, credit cards, insurance, youth accounts, online and mobile banking, CDs, home equity lines of credit, student loans, recreation loans, and more.
Who is eligible to join Midland Credit Union?
Membership is open to people who live or work in Polk and contiguous counties in Iowa, including counties such as Adair, Adams, Boone, Cass, Dallas, and others.
What are the operating hours of Midland Credit Union?
The credit union is open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM; and is closed on Saturdays and Sundays.
Where is Midland Credit Union located?
It is located at 1900 W. Broadway, Council Bluffs, IA 51501, USA.
How can I contact Midland Credit Union?
You can contact them by phone at +1 515-278-1994 or visit their website at https://midlandcu.org/.
Does Midland Credit Union offer online and mobile banking?
Yes, Midland Credit Union provides both online and mobile banking services for its members.
What nearby financial services are available around Midland Credit Union?
Nearby financial services include United Credit Union, DigitalMint Bitcoin ATM for currency exchange, LoanMax Title Loans, and pawn shops like EZPAWN.
What local dining options are near Midland Credit Union?
Nearby dining options include Hog Wild Pit Bar-B-Q, a barbecue and American restaurant, Domino's Pizza for quick food, and J & B's Lounge for a pub and bar experience.
Are there any nearby stores for electronics or mobile phones?
Yes, stores like Total Wireless, Sprint Store at Radioshack, UScellular, and RadioShack offer mobile phones and electronics nearby.
What nearby services might be useful for someone visiting Midland Credit Union?
Nearby services include Bluffs Foot Clinic for medical care, Heartland Computer for IT and computer repair, Attitudes Salon for beauty services, and Stratton Home Inspections for home inspection services.
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