Credit UnionBusiness Banking ServiceBankSavings and Loan AssociationFinancial ConsultantHawaiiUSA
HawaiiUSA Federal Credit Union is Hawaii’s largest credit union. Serving individuals and businesses through 13 branch locations statewide and convenient online services, HawaiiUSA is dedicated to the financial wellness of families, businesses, and local communities.
Its members benefit from valuable banking services such as rewards checking accounts, credit cards with perks, mortgages, and certificates to help them make the most of their savings.
Originally opened in 1936 as a credit union for educators, for nearly 90 years HawaiiUSA has inspired a culture of giving that is rooted in education and has since expanded to other areas of community need that impact financial health.
My wife an I have decided to close our accounts here after being charged for things that we should not have been charged for. Then two other bad experiences in a row that we didn't appreciate. We had to follow up multiple times to make sure they corrected things they should have corrected in the first place and now something just happened again. Was advised this new thing will be taken care of but I'll have to monitor it myself because I'm just not confident they will do what they said. Just not worth it.
MT
Mr. Krabs The third
Sep 22, 2025
1.0
They told me a transaction was canceled but then took it out several days later causing me to have a double charge. Then I disputed the double charge and was told it would take up to 90 days. I called the merchant to refund me so I could be credited faster "done" but then they refunded and charged me again. I had to be charged then credited it was a complete mess and shows they are not competent and lack communication throughout their business. I'm still trying to sort it out and then changing banks. It should not be hard to pay for a surgery but it was with this bank. Also very argumentative and unable to really help because they don't listen and only think they are right and the customer is wrong! They will not fix their communication problems and will continue losing customers.
RR
Rowan
Sep 9, 2025
5.0
I was dissatisfied with BOH and so I finally decided to open an account at the HawaiiUsa fcu I've passed a million times. Not only was it easy to open accounts, but the employees were very patient and friendly. I've decided to transfer all of my accounts to this location. Parking can be tight, but worth it for the aloha.
SH
Sheldyn Hawea
Aug 13, 2023
5.0
Me and my husband went to this branch and we were so happy when we left. We needed to open a new account and we were helped by Jordan. Jordan broke everything down for us and made sure we understood everything we were signing and that he took care of everything we wanted from the credit union. He was also very kind and we enjoyed talking with him. We enjoyed him so much, we tried to give him money- which he kindly refused. He’s a stand up guy! Definitely recommend this branch, company and employees!
JA
Jerry Anderson
May 9, 2020
5.0
Very friendly, very professional, and extremely knowledgeable about their services and banking in general.
Frequently Asked Questions About HawaiiUSA Federal Credit Union
What is HawaiiUSA Federal Credit Union's Routing Number?
321379410
What are the operating hours for HawaiiUSA Federal Credit Union's Kahala Branch?
The Kahala Branch is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays and certain holidays.
Where is the HawaiiUSA Federal Credit Union Kahala Branch located?
It is located at 4137 Waialae Avenue, Honolulu, HI 96816, USA, in the Kahala Branch area.
What financial products does HawaiiUSA Federal Credit Union offer?
They offer a variety of products including HELOC, auto loans, personal loans, share drafts, checking accounts like eLife Checking and Kasasa Cash Back Checking, savings accounts, student programs, Christmas Club Account, health savings accounts, credit cards with cash back, and more.
What services are available at HawaiiUSA Federal Credit Union?
Services include safe deposit boxes, cashier’s checks, wire transfers, notary services, direct deposit, telephone banking, and online banking.
Does HawaiiUSA Federal Credit Union offer accessibility features at the Kahala Branch?
Yes, the Kahala Branch has wheelchair-accessible entrances and parking, and offers cash advance services. However, there is no drive-through or unisex restroom.
How can I contact HawaiiUSA Federal Credit Union for assistance?
You can reach them by phone at +1-808-733-1700 or toll-free at +1-800-379-1300, or via email at contactus@hawaiiusafcu.com.
What is HawaiiUSA Federal Credit Union's routing number?
The routing number is 321379410.
Are there convenient transit options near the Kahala Branch to help customers get there?
Yes, Bus Stop 3165 is nearby, making it easy for customers to reach the HawaiiUSA Kahala Branch using public transit.
What nearby shopping options can customers explore before or after visiting HawaiiUSA Kahala Branch?
Customers can visit nearby stores such as Ross Dress for Less for clothing, Spirit Halloween Superstore for costumes and beauty supplies, Times Supermarket for groceries and liquor, and Diamond Specialists Inc for jewelry.
Are there nearby dining options near HawaiiUSA Federal Credit Union's Kahala Branch?
Yes, customers can dine at nearby restaurants including I Love Country Cafe Express, KuruKuru Sushi for Japanese cuisine, Goma Tei Ramen Kahala, and Zippy's Kahala for fast food.