Pretty sure I just experience discrimination and the utmost unprofessionalism around 11:35 this morning. 100% DO NOT recommend this bank as some of it's associates don't know to speak to customers..especially Military customers. I bring in BBVA check (PNC & BBVA Merged) written by my Real Estate Brokerage. I do not bank with this bank, so I had to give 2 forms of ID and agree to the 2.5% fee to cash the check. Well after waiting for about 15 minutes, a total of 3 women are standing in front of me. I ask if there is a problem, I was told the account numbers were different because of the new banks system so they needed to do a few extra steps. The 3rd lady who seemed to be the bank manager picks up the phone to call someone. She hands up and says " They didn't answer". I then ask a second time, is there an issue? She says " Well, we tried to call your brokerage but they didn't pick up and we need to speak with the check writer...(yes i'm confused at this point but I proceed to comply). I repeated "the person who wrote the check?", they all said yes as i'm on the phone with my brokerage trying to get resolve. I ended up calling the wrong admin, and the person I needed wasn't in the office. I ask the lady who I assume to be the manger a question. ***Quoted verbatim "Just our of curiosity and for clarity, you need to speak to the check writer for verification of funds and not the bank the check is in??*** She immediately got snobby with me with the most inhuman tone and said "Well It's not a verification, we just have a few questions before we can cash the check".. My response was : ohhh so this is a security issue not a verification of funds issue???...(keep in mind they told me there was no problem at all several times) They said yes, we have questions that we can't disclose to you (I'm totally okay with this by the way). But my issue in the tone and way this lady was speaking to me had me completely appalled. She storms off after she see's I'm clearly annoyed.. but instead of showing my annoyance, I proceeded to thank the first two ladies for their professionalism and kindness and ask for my check & ID back and tell them I'll go deposit into my main bank, Navy Federal.
DW
Debra Willis
Feb 1, 2026
1.0
We went to the ft Walton Branch this past Saturday,we tried to open an account and was told that we had to have aside from identification,a passport,a credit card,or bank card.sense when is a passport needed? And a Bank card,he had his check from his employer and they flat out refused. She was very rude,and let us know real quick that we could not open an account.
CA
Charles Daniel Abraham
Jan 16, 2026
5.0
No complaints. Friendly staff. Open Saturdays. ATM gives bill choices and you can use your tap to pay at the ATM too. Great mobile app with Zelle and card lock too.
What are the regular banking hours at this PNC Bank location?
PNC Bank is open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
Does this PNC Bank branch have drive-through service?
Yes, this PNC Bank location has a drive-through that operates Monday to Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM.
What banking products and services are offered at this PNC Bank?
This PNC Bank offers Checking, Savings, Online Banking, Bill Pay, Credit Cards, Auto Loans, Home Equity, Mortgage, and Investments.
Is this PNC Bank location accessible for customers with disabilities?
Yes, this branch has wheelchair-accessible entrance and parking to accommodate customers with disabilities.
How can I schedule an appointment at PNC Bank?
You can schedule an appointment online via the PNC appointment scheduling link or through the PNC mobile app.
What is the address and contact number for this PNC Bank branch?
The bank is located at 101 Racetrack Rd NW, Fort Walton Beach, FL 32547. The main phone number is +1 850-863-3113.
Are there any grocery stores near this PNC Bank branch?
Yes, Tienda Hondurena Fort Walton, a grocery store and supermarket, is located nearby for convenient shopping before or after your bank visit.
What dining options are available nearby this PNC Bank location?
Nearby dining options include Little Caesars Pizza for quick meals and Sakura Japanese Grill for Asian cuisine, offering convenient choices for meals around your banking visit.
Are there government offices near this bank that I could visit in the same area?
Yes, the Social Security Administration and Florida Department of Agriculture and Consumer Services are close by, making it easy to handle multiple errands in one trip.
Does PNC Bank offer services that could help manage my finances conveniently?
Yes, PNC Bank offers a variety of branded services such as Virtual Wallet, CheckReady, Home HQ, Cash Flow Insights, Wealth Insights, S is for Savings, Low Cash Mode, and Zelle to help manage your finances efficiently.
Brand Certified Facts from PNC Bank
This information is certified by PNC Bank and published from the brand's official system of record. Data is distributed through an enterprise-grade knowledge management platform. Learn more about our data sources
Certified May 03, 2026Yext Knowledge Graph
Address
Categories
Geo coordinates
Legal business name
Hours of operation
Phone number
Official website
Syndication Network
Approved business data is pushed to 100+ publishers, including: