1st Northern California Credit Union

1st Nor Cal is a cooperative financial institution, working hard to help our members achieve their financial goals since 1949. We offer full service suite of financial products and services, backed by our commitment to the credit union philosophy, “people helping people”. 1st Nor Cal Credit Union is a not-for-profit financial cooperative. Credit unions do not issue stock or pay dividends to outside stockholders, like most other financial institutions. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. We exist to serve our members, not to make a profit.