Certified by Financial Counseling Center • Mar 01, 2026
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Adriana L.
Jan 20, 2026
5.0
I had a great experience with Financial Counseling. Everyone was very professional and kind . Going through financial situations can be overwhelming and stressful but the moment I came to the office I knew I chosen the right place .Michael and Tamara really help me get through the process as smooth as possible . Their professionalism is outstanding and will always be thankful for their help . So don't hesitant to contact them !
PS
Porrapat Sorrathes
Jan 4, 2026
5.0
Michael and Tamara are exceptional experts in bankruptcy law. From start to finish, they were incredibly thorough, responsive, and patient, taking the time to explain every detail and answer all of my questions. They were upfront about potential risks and went above and beyond to outline clear, thoughtful solutions. My case was especially complex and involved unique challenges they had not encountered before, yet they diligently researched every angle and handled it with outstanding skill. I am extremely grateful for their dedication and would highly recommend them to anyone needing bankruptcy assistance.
KG
Kimberly Gutierrez
Nov 20, 2025
5.0
I really can't say anything but positive things. Michael, Tamara, & John were so incredible and so helpful. They really guided me through my journey and helped me feel at ease. I am thankful for all of their help and so glad I found them in my time of need. Truthfully couldn't have done it without their care and attention.
FB
Frank Barbera
Nov 15, 2025
5.0
To anyone reading these reviews: STOP FOR A MOMENT and PAY CLOSE ATTENTION to this-- IF you are ever thinking about going to credit re-structuring, or bankruptcy, THIS IS is THE COMPANY you need -- you absolutely MUST choose! -- Michael, Tamara and John are absolutely the best! Here is my story: My Name is Frank
I got into a lot of debt through really no fault of my own, with some job-loss thru mergers, divorce and medical bills, soon financially things spiraled out of control and it kept up steadily getting worse. --- I struggled mightily for several years, fighting a losing battle against rising interest payments and came to realize there was no way out! People and friends told me about the credit re-structuring firms that you see advertising late night on TV, and the more I looked into them, the more I knew they were a scam. "Going Bankrupt" was going to be a huge decision in my life and I wanted to find the right people to help me.
I searched and found Financial Counseling Center. Now, I am a Dad, with a little boy and in no place where I could afford to make a mistake. I went in to see Michael and I knew right off the bat, I was in the right place. He pulled out a huge book from his credenza with all the cases he has done over 25 years. He explained the process, and all the hurdles we had to clear. During the process, which in my case took one year (because of some special circumstances) he was THERE BIg TIME, EVERY TIME, even once on a Sunday night, I texted him he answered me back right away.. (Although, recommend please don't text Michael on Sunday night - the guy works endless hours) He gave me a heads up every step of the way and the result could not have been any better, he was spot on at every turn.
His Wife Tamara has boundless patience with clients, she is very smart, -- precise, exacting, and she knows the "In's and Out's" of everything involved here as well as anyone possibly could. Tamara is a huge asset and she cares about the clients, and she does a phenomenal job. She gave me great confidence and peace in navigating the long pathway through paperwork and courts etc...
Bottom Line: I simply cannot say enough about Michael and Tamara, many days I just marvelled how lucky I was to have found them.
I consider this one of the best decisions I have ever made with respect to working with people in my life...
And then there is John, --John was awesome, I mean he was effective, and He really got the job done -- Big Time! John kept me at ease through some really --- really stressful moments, his advice was perfect -- I listened to him to the letter and --He got me through. Again, John was a 10++
I can only tell anyone reading this, -- Don't over think this decision another moment, if you want to call me and talk to me, speak to Michael and he can give you my contact information, and I will gladly tell anyone about HOW effectively THIS TEAM came together for me.. THEY DID A FANTASTIC JOB ! and this was the best decision I could have ever made... Hire this team and you will not regret it..and your financial woes will be a thing of the past... They did it for me.
CT
Chynelle Teager
Oct 8, 2025
5.0
I went to the Financial Counseling Center for help with my bankruptcy case last year, and they turned what started as a stressful, emotionally challenging situation into an empowering, uplifting experience.
Filing for bankruptcy is never an easy decision, no matter the circumstances; however, Tamara and Michael provided outstanding professional advice and resources that helped me make a well-informed decision without any pressure or obligation. From the moment I walked into their office, I felt comforted knowing I was in capable hands. They treated me as more than just another client — they saw me as a person going through a difficult time, and that compassion made all the difference.
Both Tamara and Michael were extremely diligent and responsive throughout the entire process. They answered all my questions promptly and provided far more value than I could have ever expected. I’m so grateful this chapter of my life is finally behind me, and I can now move forward with a fresh start thanks to the Financial Counseling Center.
If you’re looking for legal guidance in this area, I can’t recommend them highly enough.
Frequently Asked Questions About Financial Counseling Center
What services does Financial Counseling Center provide?
Financial Counseling Center offers a range of services including professional debt counseling, guidance on debt settlement, assistance with bankruptcy preparation, support for those facing foreclosure, and financial consulting for individuals and small businesses. Their primary objective is to assist clients in understanding their financial options and regaining control of their financial future.
Is the initial consultation with Financial Counseling Center free?
Yes, Financial Counseling Center provides complimentary, no-obligation initial consultations. These can be conducted via phone, video call, or in person. During this consultation, they review your financial situation and explain the available debt relief options, enabling you to make well-informed decisions.
Can Financial Counseling Center help with credit card debt and collections?
Indeed, Financial Counseling Center routinely assists clients in managing credit card debt, dealing with collections, addressing high-interest balances, and handling creditor pressure. They explain viable strategies such as debt settlement, negotiation, and reorganization, tailored to your specific financial circumstances.
Do I need to file for bankruptcy to get help?
No, bankruptcy is not always necessary. Financial Counseling Center thoroughly examines all available alternatives before discussing bankruptcy preparation. If bankruptcy emerges as the most suitable option, they provide comprehensive guidance and education throughout the process to ensure you're fully informed.
How is Financial Counseling Center different from debt relief companies?
Financial Counseling Center distinguishes itself by prioritizing education and transparency. They dedicate time to explaining the intricacies of the debt-credit system, set realistic expectations, and assist clients in avoiding misleading or high-risk solutions often proposed by other debt relief companies.
Can you help small business owners with overwhelming debt?
Yes, Financial Counseling Center works with small business owners facing financial difficulties, creditor issues, or unmanageable debt. They conduct a comprehensive evaluation of both personal and business finances to recommend practical strategies that promote long-term financial stability.
Will working with a financial counselor hurt my credit score?
Debt counseling itself does not negatively impact your credit score. The effect on your credit depends on the specific resolution path you choose. Financial Counseling Center provides detailed explanations of how each option may influence your credit, allowing you to select an approach that aligns with your financial objectives.
Do I have to be behind on payments to qualify for debt counseling?
No, you don't need to be behind on payments to seek debt counseling. Many clients contact Financial Counseling Center proactively to explore their options and prevent potential financial issues from escalating. Early intervention can often lead to more favorable outcomes.
Who does Financial Counseling Center serve and where are they located?
Financial Counseling Center is headquartered in Los Angeles, California, and provides services to individuals and small businesses throughout the Los Angeles area. For added convenience, they also offer remote consultations via phone or video for clients who prefer not to meet in person.
How do I get started with Financial Counseling Center?
Initiating the process with Financial Counseling Center is straightforward. You can schedule a free consultation by calling their office or submitting an online request. During your initial session, you'll receive a comprehensive overview of your financial situation, available solutions, and the next steps towards achieving financial relief.
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