PNC Bank

3.4
32 reviews
PNC Bank Logo. Brilliantly Boring Since 1865

About

BankATM
We’ll keep your money boring so your life doesn’t have to be. PNC Bank. Brilliantly Boring since 1865

Details

  • Requires appointmentNot available
  • Drive-throughAvailable
  • Onsite servicesAvailable
  • Wheelchair accessible entranceAvailable

Location

PNC Bank
30500 State Highway 181, Spanish Fort, AL
36527, United States

Hours

Reviews

3.4
32 reviews
5 stars
19
4 stars
0
3 stars
0
2 stars
1
1 star
12
  • ES
    Edward Stratton
    Nov 15, 2025
    1.0
    I am writing to share a deeply disappointing experience with PNC's lending department, which is in stark contrast to the positive interactions I've had with the local staff at the Spanish Fort branch. The local team has always been professional and pleasant, which is why I chose to seek a loan with PNC. However, my application was denied despite a strong credit profile with scores in the high 700s. The denial was cited as being related to a financial hardship that occurred nine years ago. This event was the direct result of a Stage IV cancer diagnosis. While I have long since recovered both personally and financially, PNC's underwriting process seems to have placed disproportionate weight on this single, decade-old incident rather than my stellar record of financial recovery and current creditworthiness. I recognize that banks are in the business of risk mitigation. However, this rigid underwriting seems out of touch. For comparison, I immediately applied at a different financial institution and was instantly approved for a similar product I had requested from PNC. The process was efficient, and the loan terms were superior, specifically offering zero prepayment penalties. This is a significant contrast to PNC's terms, which I was informed could include a 1-3% penalty. While I have nothing but positive things to say about the local branch staff, I cannot recommend PNC for lending products. The bank's inflexible corporate underwriting policies seem to be failing both their local teams and creditworthy customers.
  • CC
    Curtis
    Jul 9, 2025
    5.0
    Best customer service I have seen in awhile I think every employee in their greeted me. They Held the door for me walking in and also held the door for me as I was walking out. Wish I lived in Daphne I would come to this PNC over any other. I was in and out in 5 mins max. 10/10 customer service
  • DT
    Dr. Rassan Tarabein
    Aug 3, 2022
    1.0
    The process to do anything is beyond cumbersome, feels like an incompetent typical failed government institution than a bank
  • LV
    Leo Vaulin
    Oct 15, 2021
    1.0
    Their merger of BBVA Compass into PNC Bank, and the subsequent consolidation of the branch locations, has created a customer service nightmare. They don't answer their phone - I spent over 20 minutes trying to get through - and their online banking system won't recognize my credentials. I'm giving up on this bank and opening an account with a credit union.
  • EJ
    Eliza Drake Crosby Jordan
    Feb 12, 2020
    5.0
    I love PNC! I have been with them for a long time! They are always helpful and kind. They answer all questions and have great customer service. They do not have fees like other banks.

Frequently Asked Questions About PNC Bank

What are the opening hours of PNC Bank in Spanish Fort?

PNC Bank in Spanish Fort is open Monday to Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.

Does PNC Bank in Spanish Fort have a drive-through service?

Yes, the PNC Bank branch in Spanish Fort offers drive-through banking services available Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM.