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Kapitus

4.6
(880 reviews)

Business Details

120 W 45th St, New York, NY
10036, United States
(800) 780-7133
https://kapitus.com

About

Finance CompanyFinancial FactoringCommercial Mortgage LenderOnline Merchant Services
Get a Business Loan Today. Get multiple offers & pick the loan that fits your business. Term Loans, Line of Credit $5k to $5 million dollars.

Location

Kapitus
120 W 45th St, New York, NY
10036, United States

Hours

Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed

Reviews

4.6
880 reviews
5 stars
763
4 stars
24
3 stars
5
2 stars
7
1 star
81
  • SL
    Sean Lowery
    Apr 2, 2026
    5.0
    Great Company, Great People!
  • FE
    Fouad El
    Mar 18, 2026
    1.0
    I would strongly advise others to think twice before applying with this company. My experience was extremely disappointing, mainly due to poor communication and lack of professionalism. While I was being encouraged to apply, I received constant calls, texts, and emails from the loan officer. However, once I submitted my application, the communication completely stopped. After several weeks of trying to follow up with no response, I finally received a generic email stating that my application was denied—without any explanation or courtesy follow-up. To be clear, my concern is not about the denial itself, but about how the process was handled. The lack of transparency and respect for customers is unacceptable. I recommend doing your research and reading reviews before deciding to work with this company. Be aware.
  • CC
    Coast Closets
    Mar 17, 2026
    5.0
    I am reaching out to praise the efforts of Pamela Palaszynski, a customer service representative at Kapitus. Pamela is exceptionally personable, professional, knowledgeable, and a joy to work with. Pamela has a comprehensive understanding of her business and consistently exhibits promptness and courtesy. Kapitus is extremely fortunate to have such an outstanding employee on their team. It has been our company's privilege to collaborate with such a remarkable employee of Kapitus!
  • WC
    Wildside Customs
    Feb 19, 2026
    1.0
    The rates and fees are astronomical! The customer service is terrible, everything about this lender has been atrocious! I will never do business with them again and I highly Recommend you don't either! Right from the get go they tried to screw me over with almost no early pay off discount. getting in contact with them has been impossible. DO NOT DO BUSINESS WITH THEM
  • CG
    Chris Garcia
    Feb 6, 2026
    5.0
    fast and easy . I am a contractor and needed a loan while waiting for payment on a commercial project . Would definitely work with them again . Was able to get a prepayment penalty free loan.

Frequently Asked Questions About Kapitus

What types of business loans does Kapitus offer?

Kapitus offers term loans and lines of credit ranging from $5,000 to $5 million to fit your business needs.

Where is Kapitus located?

Kapitus is located at 120 W 45th St, New York, NY 10036, USA.

Brand Certified Facts from Kapitus

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Certified April 12, 2026Yext Knowledge Graph
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