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Kapitus

4.6
(877 reviews)

Business Details

120 W 45th St, New York, NY
10036, United States
(800) 780-7133
https://kapitus.com

About

Finance CompanyFinancial FactoringCommercial Mortgage LenderOnline Merchant Services
Get a Business Loan Today. Get multiple offers & pick the loan that fits your business. Term Loans, Line of Credit $5k to $5 million dollars.

Location

Kapitus
120 W 45th St, New York, NY
10036, United States

Hours

Reviews

4.6
877 reviews
5 stars
762
4 stars
24
3 stars
5
2 stars
7
1 star
79

What are people saying?

AI-generated from recent customer reviews

Customer Service

Many customers praised the helpfulness and professionalism of the staff, highlighting specific representatives for their outstanding support.

Efficiency

The business is frequently noted for its quick turnaround times and smooth processes, with many customers receiving funding within 48 hours.

Communication

Customers appreciated clear communication throughout the funding process, although some expressed concerns about inconsistent follow-up.

Mixed Experiences

While many reviews are positive, there are notable complaints regarding misleading APR quotes and unresponsive service in certain cases.
  • WC
    Wildside Customs
    Feb 19, 2026
    1.0
    The rates and fees are astronomical! The customer service is terrible, everything about this lender has been atrocious! I will never do business with them again and I highly Recommend you don't either! Right from the get go they tried to screw me over with almost no early pay off discount. getting in contact with them has been impossible. DO NOT DO BUSINESS WITH THEM
  • CG
    Chris Garcia
    Feb 6, 2026
    5.0
    fast and easy . I am a contractor and needed a loan while waiting for payment on a commercial project . Would definitely work with them again . Was able to get a prepayment penalty free loan.
  • JT
    Jamie Turner
    Jan 30, 2026
    3.0
    Their sales process is misleading. They quote an APR that’s almost half the real APR. Aside from that it’s a smooth process
  • TT
    Tim Tiller
    Jan 30, 2026
    5.0
    Jordan Reed is the point of contact for my company. The whole team made the process quick and easy for Deru’s Glass Works. The line of credit is needed when you need to wait 60 to 90 days to be paid. We are grateful for 48 hours turnaround and making this process manageable. I would recommend if your a business to reach out to to find out different options for your company.
  • LR
    Lisa Reiter
    Jan 28, 2026
    5.0
    Awesome customer service! My rep Went above and beyond to make sure all paperwork was complete and financing was what we needed!

Frequently Asked Questions About Kapitus

What types of business loans does Kapitus offer?

Kapitus offers term loans and lines of credit ranging from $5,000 to $5 million to fit your business needs.

Where is Kapitus located?

Kapitus is located at 120 W 45th St, New York, NY 10036, USA.

Brand Certified Facts from Kapitus

Kapitus partners directly with Yext to publish this data from the brand's official system of record. Learn more about our data sources
Certified February 22, 2026Yext Knowledge Graph
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