Business Details
About
Title CompanyMortgage Lender
Casa Y Tierra Abstract & Title is a title company that has been serving Otero County for over 30+ years! Our office understands how hard it can be to sell or buy a home. We pride ourselves in making sure our customers fully understand their real estate transactions and providing them with the most timely, accurate, professional, and honest service. Here at Casa Y Tierra, our level of experience and professionalism wasn't attained overnight. Through many years of observation and participation in the industry, we are proud to present the efficiency and wisdom that has brought so much to so many. Give us a call to schedule an appointment.
Location
Casa Y Tierra Abstract & Title
2420 N White Sands Blvd, Alamogordo, NM
88310, United States
Hours
Reviews
3.3
57 reviews
5 stars
28
4 stars
5
3 stars
1
2 stars
3
1 star
20
- AMAnita Moscrop-blakeOct 30, 20255.0Quick, easy and friendly.
- CBCR BeachSep 1, 20231.0Is there an opportunity to put zero stars? I don't think I ever had 1 conversation with anyone there. They never contacted me. They tried to sabotage my deal from the start once I didn't use their preferred lender of choice. I did switch lenders after the start and saved a lot of money. that's my right. Has nothing to do with the title company. Once I found a lender, Janet refused to pass title fees to them. When my agent got involved, she hung up on the agent. Unacceptable and unprofessional. Total nightmare. When they decided to call Sue, the Manager/owner... well, Janet is her daughter. So, she can get away with whatever she wants. She gets protection from mom. I tried to find out what I needed to bring in to close. Money wise. She never answered me. I got a round about figure from my lender and brough that in. I was barely acknowledged when I came to closing. Eventually, Sue walked in sat down across from me and started shoving papers in my face. I signed, she made copies and I left. Wasn't there 15 minutes. The most unfriendliest interaction anywhere. Much less a closing. No smile, no hello, no congrats...nothing. Next. she sent my closing docs to the wrong place. So, it couldn't get funded. The closer was trying to work out the details. Sue refused to pick up the phone and make it happen. Instead emailing and waiting for a response whenever she got around to it. Bottom line. I signed a day early, had the moving truck ready and sat all day the next day waiting. It was everyone's fault except this title company. They refused to lift a finger or communicate with anyone involved including me. I finally received my keys at 5:30 at night. After the closing, they owed me money back. Never told me I could come and get the money. No, I had to go in and ask for it. Customer service is on the negative scale. A 1 star is a bonus for this company. I have been in the mortgage business for over 30 years and have never experienced a title company like this. Our small town is one of the friendliest in the country. One reason I live here. But, this puts a dark shadow on newcomers moving to this area. I would never recommend this company!
- MIMiguel Andrade IIIMar 22, 20231.0Service is abysmal and their phone skills are 3rd world! Never again!!
- CHCourtney HewesSep 29, 20221.0Terrible. Refused to disburse funds for months. Use another company. Resp: I was actually referring to the monies being held months beyond any lien expiration date.
Frequently Asked Questions About Casa Y Tierra Abstract & Title
What is a title search?
A title search is a detailed examination of the historical, public records concerning a property. These records include deeds, court records, property and name indexes, and many other public documents.
Is title insurance as important as homeowner's insurance?
Home owner's insurance typically provides protection against theft or damage. If fire destroys your home, you can rebuild and buy new possessions. If the title to the land fails, you could lose the right to inhabit your home as well as the land it occupies.
How much is title insurance?
Title insurance premiums are set by the State Department of Insurance. However, you pay for an owner's policy of title insurance only once; there are no monthly premiums.
What Does A Title Company Do?
In a real estate transaction, a title company researches the title to a piece of real estate to ensure it is legitimate. Next, they issue title insurance for that property, which protects the lender and/or owner against legal claims against the property that result from disputes over the title.
What is title insurance?
Title insurance is an insurance policy that protects your legal rights to own, possess, use, control and dispose of land.
Why does someone need title insurance?
There are many reasons someone would need title insurance. Most commonly there is the Lender's policy and the Owner's Policy.
Lender's Policy:
Lender's Policy is required for a mortgage, financially covers the amount of the loan, and provides protection to the lender.
Owner's Policy
Owner's Policy protect the land owner against any title loss, which ensures the value of the property.
With title insurance, if a claim is made against the title, the underwriter must pay any and all cost associated with defencse against the challenge, and if unsuccessful in that defense, reimburse the land owner for any reduction in the value of land.
How long does title insurance coverage last?
The lender's policy of title insurance last until the mortgage is paid in full. A owner's policy of title insurance lasts for as long as you or yours heirs retain an interest in the property.
What services does Casa Y Tierra Abstract & Title offer?
Casa Y Tierra provides a range of services including home closings, commercial real estate transactions, and full-service lender solutions. We specialize in guiding clients through the real estate transaction and closing process, offering tailored solutions for origination, mortgage servicing, and capital markets.
How can I contact Casa Y Tierra Abstract & Title?
You can contact Casa Y Tierra by phone at (575) 434-6770, or by email at mail@casatitle.net. Our office is located at 2420 N. White Sands Blvd., Alamogordo, NM 88310, and is open from Monday to Friday, 8:00 am to 5:00 pm.
How does Casa Y Tierra prioritize customer service?
We value building long-term relationships with customers. We believe customer service is the most valuable product and aim to make every transaction as pleasant as possible.
What types of real estate transactions does Casa Y Tierra handle?
Casa Y Tierra specializes in both residential and commercial real estate transactions, offering expertise tailored to each type of client.
How long has Casa Y Tierra been serving the Alamogordo area?
Casa Y Tierra has been a trusted part of Alamogordo and Otero County for over 20 years, providing fast, accurate, and honest service.
What should I expect during the closing process?
Casa Y Tierra ensures that you fully understand your real estate transaction by providing guidance throughout the closing process. Our team is dedicated to making closings smooth, accurate, and efficient.
What is a title search and why is it important?
A title search is a detailed examination of property records such as deeds and court records to confirm ownership legitimacy.
What services does Casa Y Tierra Abstract & Title offer?
They provide home closings, commercial real estate transactions, full-service lender solutions, title insurance, title and UCC searches, escrow services, and digital closings.
How much does title insurance cost and how long does it last?
Title insurance premiums are set by the State Department of Insurance and paid once upfront. Lender's policies last until the mortgage is paid off; owner's policies last as long as ownership continues.
Why do I need title insurance?
Title insurance protects owners and lenders from legal claims against property ownership, covering defense costs and potential loss in property value.
What can I expect during the closing process with Casa Y Tierra?
Casa Y Tierra guides clients to fully understand their transactions and ensures smooth, accurate, and efficient closings.
How can I contact Casa Y Tierra Abstract & Title?
You can call (575) 434-6770, email mail@casatitle.net, or visit their office at 2420 N White Sands Blvd, Alamogordo, NM 88310, open Monday to Friday from 8 AM to 5 PM.
What are Casa Y Tierra Abstract & Title's business hours?
They are open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends.
Are there hotels near Casa Y Tierra Abstract & Title for out-of-town clients?
Yes, nearby hotels include Budget Inn, Suburban Studios Alamogordo, and Suburban Extended Stay, convenient for clients traveling to Alamogordo.
What nearby services are available that clients might find helpful when visiting Casa Y Tierra?
Clients can access local services like Pieper Construction, The Tool Store, Inc., and Foxworth Galbraith-Alamogordo for home improvement needs near Casa Y Tierra.
Where can I find dining options close to Casa Y Tierra Abstract & Title?
Nearby dining includes El Parador Mexican Grill, CJ's Si Senor Restaurant, and Vista Blanca, offering Mexican and Latin American cuisine close to the office.