Ryan Sparks Mortgages - First Rate Home Loans

5.0
13 reviews

About

Mortgage LenderMortgage BrokerMortgage RefinanceHome Loan Provider
Ryan Sparks is a Loan Officer with Influence Lending in Salt Lake City, Utah. Ryan got his start in the lending industry in 2001 with Spectrum Funding. He feels the most satisfying thing about his career, are the relationships he builds with clients and others involved with mortgage lending and Real Estate. He has created lifelong relationships with clients who have become dear friends, making it even more gratifying to cross the finish line at closing. Ryan feels a great sense of satisfaction knowing that he was a part of making dreams come true assisting clients with a purchase or a refinance and that that their financial home position is in a better place than before. When a client comes to Ryan Sparks, he will begin by listening. He wants to understand your goals and priorities so that he can offer a home loan solution that is the right one for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. Ryan specializes in a wide range of loan programs, from FHA and VA to Conventional and Jumbo. He understands that you are an individual and his recommendations will respect your unique circumstances. “If Ryan and his team can’t get my loan done, nobody can.” Sometimes we need to think outside the box and that takes knowledge and experience in this industry. That is what he will provide to you. Communication is key, and sharing information is as important as listening. He will make sure you know what is happening with your mortgage as it progresses through the process and will be available to answer your questions at any time, every step of the way, from application to closing and beyond. Ryan lives in Salt Lake City, UT with his family. He is married with one son and three stepchildren and a Boston Terrier pup. Ryan is also a grandfather and has 3 amazing grandkids. When he has free time, you will find him exploring trails by rock crawling in his side by side with family and friends, fly fishing or just being outside enjoying all the beauty nature and Utah has to offer. Get in touch today!

Location

Ryan Sparks Mortgages - First Rate Home Loans
7985 S 700 E, Sandy, UT
84070, United States

Hours

Reviews

5.0
13 reviews
5 stars
13
4 stars
0
3 stars
0
2 stars
0
1 star
0
  • MP
    Mark Poulton
    Jun 9, 2025
    5.0
    Ryan is great to work with. He goes out of his way to get the best loan rates. He has access to most lenders so he provides the best solution for his clients.
  • SP
    Shawna Poulton
    Jun 9, 2025
    5.0
    Ryan did a great job of getting things done in a timely manner. He also kept us informed and answered our questions, even while on his honeymoon!
  • CC
    Christian Cannavina
    Jun 9, 2025
    5.0
    Ryan and his team are by far and away the best most efficient and knowledgeable people to work with. Very friendly and always available, will use Ryan for every real estate deal moving forward.
  • BD
    Brandon Daniels
    Feb 9, 2024
    5.0
    Ryan and his team have really been a pleasure to work with throughout me and my partner's home-buying process. Ryan cares deeply for his clients and this truly shows in every conversation you have with him. He's very strategic and methodical which is something I took away from the very first conversation we had and what I believe is a great trait to have for someone in his line of work. In my family alone, he has processed the loans for three different generations with one home being in an entirely different state; that in itself is a true testament to his grit and professionalism and how that has carried on throughout the years. He is always engaged and communicative on top of being a truly compassionate human in which he is always thinking of new ways to structure a deal based on current market/economic trends! If you're looking for someone who will be there for you in the long run, Ryan is your guy!!
  • KF
    kara fitisemanu
    Jul 13, 2018
    5.0
    Our family went into our home search with Ryan and he has been nothing short of amazing at what he does. He’s very involved and makes ends meet to help you obtain/reach your future home owning goals! Very grateful for his skills in this field and that we had him to work with. He’s a great and honest person and you need that when making big decisions like this. He made this a great experience!

Frequently Asked Questions About Ryan Sparks Mortgages - First Rate Home Loans

Who is Ryan Sparks and what services does he provide?

Ryan Sparks is a loan officer with Influence Lending in Salt Lake City, UT, specializing in various home loan solutions including purchase and refinance loans.

What types of home loans does Ryan Sparks specialize in?

Ryan specializes in FHA, VA, Conventional, Jumbo, renovation loans, and investment property loans, tailoring options to individual client needs.