Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
STAY AWAY! Not only did he not perform his due diligence on the paperwork for the pre-approval, he tried to make me the scapegoat of having too high DTI based on the initial online application (which I truly believe were altered) instead of reviewing the submitted supporting documents. He issued a pre-approval and I went shopping. So a week before I close, after i paid for inspection and appraisal, I get an ultimatum to come up with an extra $23K or denial. ON TOP OF IT ALL, I gave an alternate address because of my separation/divorce, and they sent the documents to the house were my spouse lives. Just stay away. It's not worth it. This guy is not doing anyone any good.
JW
James and Tracey Westbrook
Mar 1, 2021
1.0
PLEASE READ BEFORE USING THIS LENDER.
Absolutely the worst service of any banking institution anywhere. PERIOD. Have recently re-financed home. New lender paid off balance on 2/11/21. Have called at least 30 times to sort out. When I do get a person, they tell me that I have to speak with customer service and give the same phone number. Citizens One has confirmed that they received the payoff but have not applied it to the loan and now have collections department reaching out to me for payment!!! Next step is to report my mortgage as being late. On another note, these brilliant financial wizards paid Allstate for an insurance premium that has never before been handled out of escrow. They do not understand why I do not want to pay the premium twice!!!
THERE ARE LOTZS OF OTHER LENDERS OUT THERE - Save yourself the trouble and request that your broker or lender use another bank. This has truly been the worst experience that I have ever had with a financial institution and I have had lots of them!!!!
Hope this helps someone!
Frequently Asked Questions About Jonathan Whitlock
What types of mortgage services does Jonathan Whitlock offer?
Jonathan Whitlock provides home loans for buying, building, or refinancing homes, including FHA loans, veterans mortgages, construction loans, and home equity loans.
Where is Jonathan Whitlock's office located?
The office is located at 5221 N. O'Connor Blvd., Suite 900, Irving, TX 75039, United States.
What are the regular business hours for Jonathan Whitlock?
The office is open from 9:00 AM to 5:30 PM Monday through Friday and is closed on weekends.
Can I schedule an appointment outside normal business hours?
Yes, services are available by appointment outside regular hours as noted in the additional hours text.
How can I contact Jonathan Whitlock by phone or email?
You can call +1 401-248-6505 or email Jonathan.Whitlock@citizensbank.com to get in touch.
Are there any holidays when Jonathan Whitlock's office is closed?
Yes, the office is closed on November 11, November 27, and December 25, 2025.
Is there a website where I can learn more or apply for a mortgage?
Yes, visit http://lo.citizensbank.com/jwhitlock for more information and mortgage applications.
What nearby mortgage consultants or lenders are available around Jonathan Whitlock's office?
Nearby mortgage consultants include James F. Templeton III, Citizens One Home Loans - James Templeton III, Thomas King, and Franklin American Mortgage Company, providing customers with multiple mortgage service options.
Are there any nearby real estate agents or brokers close to Jonathan Whitlock's office?
Yes, nearby real estate agents include Dess Tha Realtor, Sandra Brown:Coldwell Banker Residential Brokerage, Its Your Realtor JaDasha, and Marcus Carter Realty - Coldwell Banker, which can assist customers in finding properties before or after mortgage consultations.
What nearby amenities or services could be useful when visiting Jonathan Whitlock's office?
Nearby amenities include Starbucks for coffee and Williams Square Deli for food. Fitness Club at Williams Square offers fitness options. These can be convenient for clients during their visit.